FHA VS Conventional loan programs in South-Whittier, Los Angeles County, California

In 2026, the conventional loan limit for a single-family home in South-Whittier, within the county of Los Angeles, CA is $970,800, while the FHA limit stands at $970,800.

Utilize the Lendersa® Conventional loan calculator to compare the top rates of Conventional against FHA and USDA. Identify the necessary income, credit, reserves, and paperwork needed to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, to choose the most suitable option for your financial needs in CA.

Evaluate loan offers from 100 lenders

2026 Loan Limits and Downpayment Guidelines in South-Whittier, within Los Angeles county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison applies to zip codes: 90604

Loan Choices: Conventional and FHA in South-Whittier, CA

Lendersa® is committed to securing the best Conventional, USDA, or FHA loans swiftly and effortlessly. Begin with one of three paths that lead to appropriate matches with lenders and loan programs:

USDA loan requests and matching outcomes through Lendersa


South-Whittier Lenders

  • Cal Mortgage Connection
  • 14522 Whittier Blvd, Whittier, CA, 90605
  • Lends in California
  • We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way

  • IET Capital
  • 14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
  • Lends in California
  • IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.

  • Heartland Mortgage
  • 14758 Whittier Blvd, Suite B, Whittier, CA, 90605
  • Lends in California
  • Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.

  • Bank of Whittier
  • 15141 East Whittier Boulevard, Whittier, CA, 90603
  • Lends in California
  • Bank of Whittier began Its operation at its present location in Whittier California on December 20, 1982. In July 2011 Bank of Whittier expanded its unique brand of RF (Riba-Free) services by opening a second branch in the city of Richardson, Texas to serve the Dallas Fort Worth area.

  • Encore Mortgage
  • 15111 Whittier Blvd, Suite 101-B, Whittier, CA, 90603
  • Lends in California
  • A full spectrum of loan products from which to choose. Sharing our expertise to personally assist hundreds of families with sustainable home finance Helping you Become a HOMEOWNER with the Best Personal Loan Rates and also When financing your home, you need an experienced, reputable company and an agent who gives you facts, not opinions.

  • Allianze Mortgage Services Inc.
  • 15820 Whittier Boulevard, Suite G, Whittier, CA, 90603
  • Lends in California
  • "Allianze Mortgage Services DRE License Number 01403147, NMLS I D 346138.
    Mortgage lending specialist with nearly 32 years experience. Specializing in structuring custom mortgage loans tailored to meet client needs. Our mission is to serve our customers with honesty, integrity and competence."

  • Liberty Bridge Financial
  • 16224 Whittier Boulevard, Whittier, CA, 90603
  • Lends in California
  • "Liberty Bridge Financial is a neighborhood mortgage lender that was built on core values of integrity, honesty and reliability.
    We seek lifelong relationships with our clients. We strive to provide the highest level of service that each customer expects and deserves. In return we have received raves of fans."

  • GW Private Capital
  • 15820 Whittier Blvd, Suite E, Whittier, CA, 90603
  • Lends in California
  • GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.

  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • Lends in California
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible.

    If there is one thing you should know about me is that I fully understand what it means to be a true professional"

  • SO CAL REALTY
  • 14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
  • Lends in California
  • Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more