FHA VS Conventional loan in South-Whittier, Los Angeles County, California

In 2025, the conventional loan limit for a single-family home in {CITY}}, within the county of {COUNTY}}, {STATE}} is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}}, while the FHA limit stands at {DETAILS_LOAN_LIMIT_FHA1}}.

Utilize the Lendersa® Conventional loan calculator to compare the top rates of Conventional against FHA and USDA. Identify the necessary income, credit, reserves, and paperwork needed to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, to choose the most suitable option for your financial needs in {STATE}}.

Evaluate loan offers from 100 lenders

2025 Loan Limits and Downpayment Guidelines in {CITY}}, within {COUNTY}} county, {STATE}}

Loan Type Loan Limit Down payment
Conventional Conforming {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} 3%
USDA {DETAILS_LOAN_LIMIT_USDA_1_4}} 0%
FHA {DETAILS_LOAN_LIMIT_FHA1}} 3.5%

This comparison applies to zip codes: {DETAILS_ZIP_CODES}}

Loan Choices: Conventional and FHA in {CITY}}, {STATE}}

Lendersa® is committed to securing the best Conventional, USDA, or FHA loans swiftly and effortlessly. Begin with one of three paths that lead to appropriate matches with lenders and loan programs:

USDA loan requests and matching outcomes through Lendersa


  • My City Financial
  • 18000 Pioneer Boulevard, Suite 206, Artesia, CA, 90701
  • My City Financial is a California State licensed Mortgage Company The Better Business Bureau has recognized us as a top ""Tier 1 - A+"" Mortgage brokerage Established in 1994, our reputation was fostered on providing excellent Interest Rates and Service We have a great choice of loan products, all in one place
  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • • 80-90% of Purchase • 110% of Rehab/Construction • Rental Property Financing • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixe
  • KP Realty & Investments, Inc
  • 18021 Norwalk Boulevard, Suite 206, Artesia, CA, 90701
  • For Sellers, I will design the perfect marketing strategy to meet your financial and schedule goals. For Buyers, we will meet and discuss your vision of the perfect dream home for you that meets your budget. Once we know what you are looking for we then discuss the ‘where’ aspect of the search.
  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
  • Giving Tree Lending
  • 1440 N. Harbor Boulevard, Suite 900, Fullerton, CA, 92835
  • Giving Tree Lending (GTL), we operate for the sole purpose of providing low-cost mortgage financing to all. Our commitment to client service ensures a hassle-free and financially satisfying consumer experience.By maintaining a vast network of banking relationships, we have access to the most favorable terms available.
  • Legacy Financial Services
  • 669 Tyler Dr, Fullerton, CA, 92835
  • "At Legacy Financial Services, we not only help you with your mortgage, but we also want to be your ""mortgage advisor for life."" There is more than just finding a home loan in California. You need the expertise of a ""mortgage advisor"" that can review your whole financial situation and recommend the right loan program for you."
  • Menconi & Associates / California Mortgage Group
  • 1370 N. Brea Blvd, Suite 203, Fullerton, CA, 92835
  • Menconi & Associates / California Mortgage Group began within the mid 1980’s with associates from our current company. Then, in 2002, through the efforts of Mr. Menconi it became a family-owned company. To date, several members of the Menconi family have performed various functions within Menconi & Associates / California Mortgage Group.
  • LowRates.com
  • 6131 Orangethorpe Avenue, Suite 500, Buena Park, CA, 90620
  • LowRates, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our Loan Officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry to offer some of the fastest turn time
  • Sun West Mortgage Company, Inc.
  • 6131 Orangethorpe Ave, Suite 500, Buena Park, CA, 90620
  • Sun West, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speed. Our focus on technology has given us an edge in the mortgage industry.
  • Semper Financial
  • 6067 Belle Avenue, Buena Park, CA, 90620
  • At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • RiverGold Financial Services Inc
  • 1501 N. Harbor Blvd, Suite 205, Fullerton, CA, 92832
  • At RiverGold Financial Services Inc. ​ We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet your individual requirements. We make the process of securing a mortgage simple
  • Laurus Mortgage
  • 823 North Harbor Boulevard, Fullerton, CA, 92832
  • Laurus Mortgage offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage refinancing or a home-equity loan, We are your best source .The most simplest application process so you save time securing your loan. and advice and guidance at every stage of your loan process.