Explore the differences! FHA VS Conventional loan programs in South-Whittier, Los Angeles County, California

In 2026, the conventional loan limit for a single-family home in South-Whittier, within the county of Los Angeles, CA is $970,800, while the FHA limit stands at $970,800.

Utilize the Lendersa® Conventional loan calculator to compare the top rates of Conventional against FHA and USDA. Identify the necessary income, credit, reserves, and paperwork needed to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, to choose the most suitable option for your financial needs in CA.

Evaluate loan offers from 100 lenders

2026 Loan Limits and Downpayment Guidelines in South-Whittier, within Los Angeles county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison applies to zip codes: 90604, 90605

Loan Choices: Conventional and FHA in South-Whittier, CA

Lendersa® is committed to securing the best Conventional, USDA, or FHA loans swiftly and effortlessly. Begin with one of three paths that lead to appropriate matches with lenders and loan programs:

USDA loan requests and matching outcomes through Lendersa


  • Broadway Capital Partners
  • 1617 Broadway, Suite B, Santa Monica, CA, 90404
  • Broadway Capital Partners is located in Santa Monica, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. We founded Broadway Capital Partners in 2012 in response to significant challenges in real estate Finance Market, and the need for a relationship driven platform dedicated to servicing our clients.

  • Commonwealth Bancorp
  • 2812 Santa Monica Boulevard, Suite 202, Santa Monica, CA, 90404
  • Commonwealth Bancorp, where we specialize in residential mortgages. At Commonwealth Bancorp, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Fidelity Capital Home Loans
  • 1425 Stanford Street, Suite 3, Santa Monica, CA, 90404
  • Fidelity Capital Home Loans focuses on all aspects of residential lending working directly with Buyers, Home Owners, Realtor Partners as well as Lawyers, CPA’s and other professionals. Integrity and a commitment to excellence is our standard and David Patrick Baron. The Broker, and Owner of Fidelity Capital Home Loans.

  • Tennison Mortgage Solutions
  • 8273 White Oak Ave, Suite C & D, Rancho Cucamonga, CA, 91730
  • Tennison Mortgage Solutions is dedicated to matching our clients with the right loan that helps you achieve your homeownership goals. Each customer has a different financial background and borrowing needs. That is why it takes a highly-trained mortgage professional to sort through several loan options

  • FinishLine Mortgage
  • 8270 Aspen St Rancho, Rancho Cucamonga, CA, 91730
  • Our mission is to provide our clients with a stress-free mortgage experience. We achieve this by providing a fast, convenient, and transparent digital mortgage process backed by expert guidance and exceptional customer service.

    Convenient Digital Process

    Extensive Product Options

  • Mortgage Plus
  • 8560 Vineyard Avenue, Suite 501 & 502, Rancho Cucamonga, CA, 91730
  • Realty Plus is a full service company that is dedicated to Buyer's, Sellers, Investor's, Tenant's & Landlords! Our Associates are dedicated to providing top notch professional service while delivering information that will assit our clients for all current and future transactions! Our business relationships are built on a solid foundation

  • Edge Home Finance
  • 9267 Haven Ave, Suite 270, Rancho Cucamonga, CA, 91730
  • Brad Bennett 30 years of experience in mortgage lending, I am able to quickly analyze income, assets, liabilities, and credit to formulate a mortgage plan that personally suits your financial needs. I specialize in residential mortgages for purchase or refinance. I offer Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages,

  • Lordsman Funding
  • 8816 Foothill Boulevard, Suite 103-279, Rancho Cucamonga, CA, 91730
  • Lordsman Funding is a mortgage company, but it is also our platform for ministry. While we can do any type of real estate mortgage loan that can be done, we are not in the business of selling folks loans.

    Early on we saw that no one ever really called us for a loan, even though they thought they were doing so. Instead

  • NexxMortgage
  • 9431 Haven Ave, Suite 232, Rancho Cucamonga, CA, 91730
  • WE ARE PREMIER MORTGAGE CONSULTANTS. Our mortgage loan officers are highly trained, experienced and motivated to work with you. Fill out a quick form and we'll match you with a loan officer that will help you accomplish your goals. Our fees, interest rates and vendor fees are some of the lowest in the industry.

  • Esteem Mortgage
  • 10670 Civic Center Drive, Suite 100, Rancho Cucamonga, CA, 91730
  • Esteem Mortgage mortgage industry in 1979. My experience includes Loan Processing, Underwriting, Funding, Closing, and managing a Banker's office as an AVP. I currently hold my NMLS License and Real Estate License. My clients love working with me because I can anticipate any unforeseen issues and resolve them before they become a problem.

  • Shtil Group
  • 10808 Foothill Boulevard, Suite 160-627, Rancho Cucamonga, CA, 91730
  • Shtil Group mortgage for purchasing or refinancing a property, advice on lending options for investing in real estate, specialty small business financing, or help finding the property of your dreams, Vadim is here to share his expert advice and talents as an Independent Mortgage & Real Estate Broker. Using the latest technology available.

  • Citi Wide Funding
  • 11846 Sixth Street, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.