Explore the differences! FHA VS Conventional loan programs in Whittier, Los Angeles County, California

In 2025, Convetional loan limit in Whittier, county of Los Angeles, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Whittier, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 90603, 90602, 90601, 90606, 90605, 90607, 90608, 90609

Conventional and FHA loan options in Whittier, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mission San Jose Mortgage
  • 2111 West March Lane, Suite B100, Stockton, CA, 95207
  • Mission San Jose Mortgage, we have the experience, financial strength, and personalized service you can count on. As a client of Mission San Jose Mortgage, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products
  • Union Home Lending LLC
  • 3536 West Hidden Mountain Court, Anthem, AZ, 85086
  • Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Copper State Credit Union
  • 15458 N. 28th Avenue, Phoenix, AZ, 85053
  • Copper State Credit Union was formed in 2020 as the result of a merger of two equally-sized credit unions, Canyon State Credit Union and Deer Valley Credit Union. our goal to strengthen Arizona families through financial empowerment, it made sense that our name included an element like copper.
  • 1st Rate Mortgage
  • 1530 E Scenic Sunrise Dr, Washington, UT, 84780
  • Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
  • Serenity Home Loans
  • 3875 Bohannon Dr, Suite 2520, Menlo Park, CA, 94026
  • Serenity Home loans was founded with the sole mission of helping manufactured home buyers find the best available financing for purchasing a manufactured home. We focus on the MH segment of financing only, so we’ve become one of the nation’s premier experts in the field. With limited lender options.
  • Oportun
  • PO Box 4085, Menlo Park, CA, 94026
  • Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the USA who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.Our mission-based, technology-powered approach is designed to be inclusive, affordable & empowering.
  • Desert Capitol Services, LLC
  • 34406 N. 27th Dr, Suite 140, Phoenix, AZ, 85085
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • OE Federal Credit Union
  • 250 N Canyons Pkwy, Livermore, CA, 94551
  • OE Federal Credit Union is the Credit Union for dirty hands, muddy boots, and hard hat hair. We were founded in 1964 by union workers for union workers and their families. We know what you're thinking. You hear the words ""Credit Union""​ and think small or limited. But OE Federal is the largest labor based credit union in the country.