For 2026, the conventional loan limit in Las-Lomas, within Monterey county, CA, is $854,450. On the other hand, the FHA loan limit for a single-family dwelling is $854,450.
The Lendersa® Conventional loan calculator is designed for comparing today's top Conventional, FHA, and USDA rates. It helps assess income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side to better determine which CA program fits your financial situation.
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| Loan Type | Loan Limit | Down payment | |
| Conventional Conforming | $854,450 | 3% | |
| USDA | $591,500 | 0% | |
| FHA | $854,450 | 3.5% |
This table is applicable to these zip codes: 95076
The objective of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan solution. Choose one of the three methods here to link up with suitable lenders and programs:
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