FHA VS Conventional loan in Las-Lomas, Monterey County, California

For 2025, the conventional loan limit in Las-Lomas, within Monterey county, CA, is $854,450. On the other hand, the FHA loan limit for a single-family dwelling is $854,450.

The Lendersa® Conventional loan calculator is designed for comparing today's top Conventional, FHA, and USDA rates. It helps assess income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side to better determine which CA program fits your financial situation.

Compare loan offers from 100 lenders

Loan limits and downpayment requirements for 2025 in Las-Lomas, Monterey county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $854,450 3%
USDA $591,500 0%
FHA $854,450 3.5%

This table is applicable to these zip codes: 95076

Available Conventional and FHA Loan Options in Las-Lomas, CA

The objective of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan solution. Choose one of the three methods here to link up with suitable lenders and programs:

Lendersa USDA loan request and matching results


  • Victory Home Mortgage Inc.
  • 123 Main, Victorville, CA, 92392
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • B Squared Funding - Home Loans
  • 1100 E 3rd St, Long Beach, CA, 90802
  • B Squared Funding - Home Loans is a real estate company based out of 1100 E 3RD ST, Long Beach, California, United States. B² is me, Babak Bijarchi. My mission as a full-service mortgage brokerage is to deliver my services on a personal level, to make home ownership as seamless and affordable as possible.
  • Investors Realty Partners
  • 235 Broadway, Suite 218, Long Beach, CA, 90802
  • Our solid experience in the field and the long list of previous projects run, recommend us as a reliable business partner. By choosing our team, you will benefit from our expertise, dedication and high availability throughout your projects. Feel confident that together we will accelerate your business development towards the right direction.
  • Allways Financial Services Inc.
  • 1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
  • AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • LBL Mortgage
  • 3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
  • LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible. If there is one thing you should know about me is that I fully understand what it means to be a true professional"
  • SO CAL REALTY
  • 14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
  • Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more
  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • We can help you with most of today’s most popular mortgage products such as FHA Loans for Purchase FHA streamline Refi Conventional Purchases with 5% down or more LPMI (Lender Paid MI) conventional purchase or Refi VA Loans Reverse Mortgage (Senior home-owners 62 and over) Fannie Mae HARP Refi