FHA VS Conventional loan programs in Las-Lomas, Monterey County, California

For 2026, the conventional loan limit in Las-Lomas, within Monterey county, CA, is $854,450. On the other hand, the FHA loan limit for a single-family dwelling is $854,450.

The Lendersa® Conventional loan calculator is designed for comparing today's top Conventional, FHA, and USDA rates. It helps assess income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side to better determine which CA program fits your financial situation.

Compare loan offers from 100 lenders

Loan limits and downpayment requirements for 2026 in Las-Lomas, Monterey county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $854,450 3%
USDA $591,500 0%
FHA $854,450 3.5%

This table is applicable to these zip codes: 95076

Available Conventional and FHA Loan Options in Las-Lomas, CA

The objective of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan solution. Choose one of the three methods here to link up with suitable lenders and programs:

Lendersa USDA loan request and matching results


  • Carolina's Mortgage Source, Inc.
  • 2500 Regency Pkwy, Cary, NC, 27518
  • At Carolina's Mortgage Source, Inc. we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.

    We work with multiple lenders and we can provide our clients with extremely competitive pricing.

  • Fidelity Bank NC
  • 1304 North Main Street, Fuquay Varina, NC, 27526
  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina.

    For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.

  • Bragg Mutual Federal Credit Union
  • 2917 Village Drive, Fayetteville, NC, 28304
  • We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well.

    A full service credit union open to all who live, work, or worship in Cumberland County, NC.

  • Advantage Loans Inc
  • 937 S McPherson Church Rd, Fayetteville, NC, 28303
  • Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.

  • Reliant Community Federal Credit Union
  • 10 Benton Pl., Sodus, NY, 14551
  • Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members'​ financial lives and exemplifying the credit union philosophy of "people helping people

  • Triangle Mortgage
  • 111 Brooks Ave, Raleigh, NC, 27607
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Fonville Morisey
  • 3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
  • Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.

  • FM Lending Services
  • 4509 Creedmoor Road. Suite 201, Raleigh, NC, 27612
  • FM Lending Services is a full service mortgage banker specializing in residential purchase and refinance loans. FM Lending Services offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans.