FHA VS Conventional loan in Pajaro, Monterey County, California

In 2024, Convetional loan limit in Pajaro, county of Monterey, CA is $915,400 while FHA limit is $915,400 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Pajaro, county of Monterey, CA

Loan Type Loan Limit Down payment
Conventional Conforming $915,400 3%
USDA $683,500 0%
FHA $915,400 3.5%

The comparison table applies to zip codes: 95076

Conventional and FHA loan options in Pajaro, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • USA Private Money, LLC
  • 5332 South Sabrina, Mesa, AZ, 85212
  • USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.
  • Diversified Home Loans
  • 165 E 1400 N, Suite 200, Logan, UT, 84341
  • Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
  • Interstate Mortgage Service, Inc.
  • 25062 South 190th Street, Queen Creek, AZ, 85142
  • At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • 1st Utah Mortgage
  • 68 West 100 North, Logan, UT, 84321
  • 1st Utah Mortgage Clients receive personal service from a successful mortgage broker who has navigated the ups and downs of the mortgage industry for over 20 years. I’ll use my expertise and knowledge to personalize a mortgage loan program that is right for you and personally guide you through the entire loan process.
  • Wasatch Mortgage Solutions
  • 664 North Main, Suite 103, Logan, UT, 84321
  • Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans
  • Independent Mortgage Advisors, LLC
  • 1698 East Adelante Way, Queen Creek, AZ, 85140
  • Independent Mortgage Advisors originates all types of residential loans in Arizona & California, and was created using a client- focused model- NO fee options, great rates, exceptional service, and above all, the integrity to ALWAYS put the best interest of the client first. We are there for our clients every step of the way
  • House Loans Mortgage Services Corp.
  • 38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Driven Lending LLC
  • 39701 N. Country Ln, San Tan Valley, AZ, 85140
  • Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.
  • First American Credit Union
  • 1001 North Pinal Ave, Casa Grande, AZ, 85122
  • Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.
  • Amanda Williams Mortgage Company
  • 1664 E Florence Blvd, Suite 4-106, Casa Grande, AZ, 85122
  • Our mission is to help our clients purchase or refinance their dream home with a high level of service. We strive to earn your business and build a long-lasting relationship. 15 years in the lending field Experts in credit repair at no charge to you Specializing in hard to do loans Your loan is our priority Arizona lender for two decades
  • AnnieMac
  • 211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
  • AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches