In 2026, the Conventional loan limit in the city of Pajaro, Monterey county, CA is $915,400. The FHA limit for a single-family home is $915,400.
Using the Lendersa® calculator, compare today's best rates across Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, guiding you to the best option in CA for your needs.
View loan offers from 100 lenders.
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $915,400 | 3% |
| USDA | $683,500 | 0% |
| FHA | $915,400 | 3.5% |
Applicable zip codes: 95076
The mission of Lendersa® is to quickly provide the ideal loan solution, whether it's Conventional, USDA, or FHA, without complications. Choose one of three paths to match with lenders and loan programs that suit your needs.
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