In the year 2026, the Conventional loan limit for Freedom within the county of Santa Cruz, CA, has been set at $805,000. Meanwhile, the FHA limit for a single-family residence is $805,000.
Leverage the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today, assessing the income, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the ideal program in CA for your unique financial situation.
Explore and compare loan offers from 100 different lenders today.
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $805,000 | 3% |
| USDA | $626,500 | 0% |
| FHA | $805,000 | 3.5% |
This comparison table is relevant to zip codes: 95076, 95019
The purpose of Lendersa® is to efficiently provide you the most suitable loan, whether it's Conventional, USDA, or FHA, without undue hassle. Select from three initial steps to discover matching lenders and loan programs tailored to your needs.
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