In 2025, the Conventional loan limit in Amesti, within Santa Cruz county, CA, is set at $805,000. Meanwhile, the FHA maximum for a single-family home is $805,000.
Use the Lendersa® Conventional loan calculator to evaluate and contrast today's best rates for Conventional, FHA, and USDA loans. This tool helps establish income, credit, reserves, and document needs for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the best program in CA for your specific financial situation.
Compare loan offers from over 100 different lenders
| Loan Type | Maximum Loan | Down Payment |
| Conventional Conforming | $805,000 | 3% |
| USDA | $626,500 | 0% |
| FHA | $805,000 | 3.5% |
This comparison table is applicable to zip codes: 95076
The goal of Lendersa® is to facilitate a quick and easy process in securing the optimal Conventional, USDA, or FHA loan. Begin by choosing one of the three approaches provided to help connect with appropriate lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
