FHA VS Conventional loan in Manteca, San Joaquin County, California

In 2025, the maximum limit for a conventional loan in Manteca, which is located in San Joaquin County, CA, is $726,200. For a single-family home, the FHA limit is $656,650.

Use Lendersa®'s Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed for qualification. Our mortgage calculator offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the program that best suits your financial needs in CA.

Compare loan offers from over 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Manteca, San Joaquin, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $556,200 0%
FHA $656,650 3.5%

This table applies to these zip codes: 95337, 95336

Exploring Conventional and FHA Loan Options in Manteca, CA

At Lendersa®, our objective is to secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three initial pathways to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • CalCom Federal Credit Union
  • 3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808
  • CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation
  • Boardwalk Financial
  • 3840 Woodruff Avenue, Suite 204, Long Beach, CA, 90808
  • Boardwalk Financial, a trusted company for 16 years, is a full service mortgage lender committed to providing its clients with the best mortgage products and advice available in the market today. Regardless of the challenge, Boardwalk Financial can help you buy the home of your dreams.
  • MJG Capital
  • 5426 E. Walkerton Street, Long Beach, CA, 90808
  • MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,
  • GROW Mortgages
  • 4501 E. Carson St. #203, Long Beach, CA, 90808
  • GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor
  • US Funding Co
  • 6 Centerpointe Dr, La Palma, CA, 90623
  • US Funding was founded with transparancy and efficiency in mind. We value every family we serve and believe that they deservie phenominal customer service. US Funding, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier
  • Compass Lending Group
  • 6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
  • "Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions. Our staff work on keeping up to date with every aspect of the industry.
  • Premier Finance Group Inc
  • 6056 Beach Boulevard, Buena Park, CA, 90621
  • Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Cornerstone Company
  • 8552 Deepdale Ave, Buena Park, CA, 90621
  • Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.
  • VA Desert Pacific Federal Credit Union
  • 5901 East 7th Street, Long Beach, CA, 90822
  • At VA Desert Pacific Federal Credit Union, we have a passion for serving others and we take pride in doing it well. Since 1947, we have provided steadfast financial service to the hardworking people who make a difference in the lives of men and women who served our country. and also Providing steadfast financial service and education enabling VA.