FHA VS Conventional loan programs in 2026 for Livermore, Alameda County, California

In the year 2026, the conventional loan limit for a single-family home in Livermore, situated in the county of Alameda, CA, is $1,089,300, while the FHA limit is $1,089,300.

Make use of the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA types. Evaluate income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the most suitable program for your financial needs in CA.

Explore loan offerings from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Livermore, County of Alameda, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table pertains to the following zip codes: 94550, 94551

Explore Conventional and FHA Loan Options in Livermore, CA

At Lendersa®, our objective is to help you secure the best loan, whether it's Conventional, USDA, or FHA, swiftly and with minimal stress. Choose one of three starting points to find matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Carrollton Mortgage Co.
  • 3400 Tully Road, Suite A, Modesto, CA, 95350
  • Carrollton Mortgage Co are completely committed to helping you find the right mortgage to fit your needs. Our team of mortgage professionals will provide you with the information you need to make an informed decision. We put people first. You can enjoy a free personalized consultation by visiting or calling our offices.

  • Taylor Mortgage Company, Inc.
  • 1920 Standiford Avenue, Suite 2, Modesto, CA, 95350
  • Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.

  • S/L Mortgage
  • 509 Scenic Dr, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Scenic Oaks Funding
  • 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
  • Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.

  • California Mortgage Associates
  • 1217 Standiford Ave., Modesto, CA, 95350
  • We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.

  • IMS Lending
  • 3421 Tully Rd Ste A, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • SJMorgan
  • 1110 Tully Road, Suite B, Modesto, CA, 95350
  • SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.

  • Megadyne, LLC
  • 240 Masonic Way, Suite 511, Belmont, CA, 94002
  • Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan

  • Affordable Home Finance
  • 5521 Scotts Valley Drive, Suite 240, Scotts Valley, CA, 95066
  • Affordable Home Finance is the California's First Choice for Mortgage Loans - As a Mortgage Broker we shop the Nations Top Lenders For You! We are committed to providing our clients with the best mortgage experience possible. As a cloud-based company, and a low-price market leader, we are uniquely equipped for the new normal we now face.