In 2025, the limit for a conventional loan on a single-family home in Milpitas, situated within Santa Clara county, CA, is $805,000. On the other hand, the FHA loan limit is set at $805,000.
The Lendersa® Conventional loan calculator is a valuable tool to compare the best available rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and paperwork to qualify. With this sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most appropriate program for your financial needs in CA.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $805,000 | 3% |
| USDA | $626,500 | 0% |
| FHA | $805,000 | 3.5% |
This table applies to the zip codes: 95035
The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you quickly and without hassle. Choose one of the three starting points to connect with appropriate lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
