FHA VS Conventional loan programs in Alum-Rock, Santa Clara County, California

In 2025, Convetional loan limit in Alum-Rock, county of Santa Clara, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Alum-Rock, county of Santa Clara, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 95127

Conventional and FHA loan options in Alum-Rock, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Family Finance Mortgage
  • 1787 Jeffco Boulevard, Arnold, MO, 63010
  • Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.
  • Alternative Mortgage Solutions Inc
  • 10000 Watson rd, Suite 2-L-13, Saint Louis, MO, 63126
  • We are a Missouri licensed mortgage broker located in St. Louis. We provide mortgages for Purchase and refinancing. FHA and VA loans are available and also We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
  • Superior Mortgage Solutions Inc.
  • 50 Crestwood Executive Center, Suite 30, Saint Louis, MO, 63126
  • At Superior Mortgage Solutions Inc. We are a full service mortgage company based in Saint Louis, Missouri. We specialize in FHA Mortgages, VA Loans, USDA, Jumbo and Conventional Mortgage Loans in Saint Louis. We also serve the surrounding cities in Saint Louis County. Whether you are buying a home or refinancing in our neighborhood
  • Access of Louisiana FCU
  • 519 Kirby Street, Lake Charles, LA, 70601
  • Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
  • First Federal Bank of Louisiana
  • 1135 Lakeshore Drive, Lake Charles, LA, 70601
  • First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live! We do not allow graphic, obscene, explicit or racial comments
  • AFI Mortgage Company
  • 313 Alamo Street, Suite A, Lake Charles, LA, 70601
  • AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.
  • Louisiana Mortgage Associates
  • 2915 Ryan Street, Lake Charles, LA, 70601
  • The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.
  • CSE Federal Credit Union
  • 4321 Nelson Road, Lake Charles, LA, 70605
  • CSE Federal Credit Union was established in 1943 and serves over 33,000 members throughout Calcasieu, Cameron, and Jefferson Davis parishes and beyond. Financial needs for personal or business, we can help. Join & experience the authentic difference.Credit Union was established in 1943 and serves over 33, 000 members throughout Calcasieu, Cameron.