FHA VS Conventional loan in East-Foothills, Santa Clara County, California

In 2025, the loan limit for a conventional single-family home in East-Foothills, Santa Clara, CA, is set at $970,800, whereas the FHA loan limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in determining which program in CA suits your financial situation best.

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2025 Loan Limits & Down Payment Requirements in East-Foothills, Santa Clara, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the zip codes: 95127

Discover Conventional and FHA Loan Options in East-Foothills, CA

The mission of Lendersa® is to ensure you secure the optimal Conventional, USDA, or FHA loan promptly and without hassle. Pick from one of three starting choices to match with appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • Excel Trust Deed Investments
  • 1314 Lincoln Ave, Suite 2A, San Jose, CA, 95125
  • "Excel Trust Deed Investments (formerly Excel Financial) has been arranging private lending solutions and helping families and businesses in the San Francisco Bay Area with their alternative financing needs for over 30 years. Our loan experts constantly evaluate the best ways to help meet your short-term and long-term financial goals."
  • Century Oak Financial Group
  • 7500 Deveron Court, San Jose, CA, 95135
  • Century Oak Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Loan-guys.com (e-constructionloans.com)
  • 2074 Mataro Way, San Jose, CA, 95135
  • Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.
  • Mission City FCU
  • 1391 Franklin Street, Santa Clara, CA, 95050
  • Mission City Federal Credit Union was founded in 1959 as Santa Clara City Employees Federal Credit Union to serve the employees of the City of Santa Clara, including the police, fire and power departments. Since that time the eligibility has expanded to include the faculty, employees and students of Santa Clara University and other select groups.
  • The Loan Story
  • 275 Saratoga Ave, Suite 220, Santa Clara, CA, 95050
  • I have been in the mortgage brokerage industry since 1997. By working with my clients' very best interest at the heart of everything I do, I earn their trust. At my office, they call me the diligent one. I am committed to helping all my clients apply, qualify, and be approved for the home loans that they seek and deserve.
  • The Loan Story
  • 275 Saratoga Avenue, Suite 220, Santa Clara, CA, 95050
  • We aim to make home financing as simple & pain-free as possible. Whether you are buying your first home, refinancing existing properties, or building investment portfolio, our loan advisors will help you figure out how much you can afford & the perfect mortgage program, either residential or commercial. Tell us your stories, we will do the rest.
  • Michael Ryan & Associates
  • 275 Saratoga Ave., Suite 220, Santa Clara, CA, 95050
  • "Providing high touch mortgage services to employee's from their employers. No Surprises. Employee's benefit from access to quality information. Market knowledge, market driver's and dynamics. Straight answers to all types of questions relating to home mortgages, home ownership, grpwth through real estate and scaling back, as your life dictates."
  • InstaMortgage
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • By combining superior technology with expert advice, excellent customer service, and competitive rates, we deliver mortgage options that are tailored to each client's unique financial situation. A radically different mortgage experience is a result of our obsession for better service to our customers. Don’t take our word for it.
  • American Family Funding Group
  • 1190 South Bascom Ave, Suite 215, San Jose, CA, 95128
  • At American Family Funding Group, we have experienced in-house processing staff. At American Family Funding Group, we offer all FNMA, Freddie Mac loan products, FHA, VA loans and first time home buyers program. At American Family Funding Group, we also offer Non QM loans, such as Reverse Mortgage, and Hard Money loans, Bank statement.
  • Northstar Mortgage & Realty
  • 950 South Bascom Avenue, Suite 1113, San Jose, CA, 95128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • University Mortgage Corporation
  • 1101 South Winchester Boulevard, Suite 0-286, San Jose, CA, 95128
  • University Mortgage Corporation mortgage professionals give you the personal attention you deserve and treat you with the respect a valued customer deserves. We understand you're making a commitment in buying a new home, Refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you.