FHA VS Conventional loan programs in 2025 for Los-Alamitos, Orange County, California

For 2025, the limit on a Conventional loan in Los-Alamitos, located in Orange county, CA is $970,800. Meanwhile, the FHA limit for a single-family home stands at $970,800.

The Lendersa® Conventional loan calculator lets you explore today's best rates for Conventional, FHA, and USDA loans, providing insights into the income, credit, reserves, and documents required for qualification. With our advanced tool, examine Conforming Conventional, USDA, FHA, and VA loans side by side to determine which option in CA suits your financial situation.

Compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Los-Alamitos, Orange County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is relevant for zip codes: 90720, 90721

Exploring Options for Conventional and FHA Loans in Los-Alamitos, CA

At Lendersa®, our aim is to swiftly and seamlessly connect you with the best possible Conventional, USDA, or FHA loan. Start by choosing one of three pathways that result in matching lenders and loan offerings.

Lendersa's results of USDA loan requests and matches


  • Indiana Mortgage Company Inc
  • 3900 South Walnut Street, Suite C, Bloomington, IN, 47401
  • Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.
  • Service One Credit Union
  • 1609 Campbell Ln, Bowling Green, KY, 42104
  • Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members'​ financial well-being through personal relationships.
  • Veritas Federal Credit Union
  • 685 Ken Pilkerton Drive, Smyrna, TN, 37167
  • Veritas Federal Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973 to serve the employees of Nissan Motor Corporation and other employers.Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973.
  • American Bank & Trust
  • 1302 Scottsville Road, Bowling Green, KY, 42102
  • American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
  • MEYER MORTGAGE COMPANY
  • 1280 Fairway Street, Bowling Green, KY, 42102
  • Meyer Mortgage is one of the oldest, on-going lenders in Bowling Green. The key to our success is having established relationships within the industry and extensive knowledge of the market. Meyer Mortgage is proud to have remained steadfast to our principals during the most recent subprime mortgage crisis.
  • Allegiant Mortgage LLC
  • 971 Benders Ferry Rd., Mount Juliet, TN, 37122
  • When it's time to get a mortgage loan, you should know the difference between a loan officer and a mortgage broker. A mortgage broker is an independent agent who secures financing through outside lenders. This means more options than the standard bank loan officer can offer. We find the lender who has the right program to fit your needs.
  • Bank of Lincoln County Fayetteville
  • 307 College St E, Fayetteville, TN, 37334
  • Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
  • Northern Interstate Bank, National Association
  • 501 W. US Highway 2, Norway, MI, 49870
  • Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind. Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
  • Merchants Bank of Alabama
  • 900 Second Avenue SW, Cullman, AL, 35055
  • Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.
  • First Community Bank.
  • 420 2nd Ave SW, Cullman, AL, 35055
  • Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905. First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.
  • Cullman Savings Bank
  • 1652 2nd Ave SW, Cullman, AL, 35055
  • Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you