FHA VS Conventional loan programs in Hawaiian-Gardens, Los Angeles County, California

In 2026, the loan limit for a conventional mortgage in Hawaiian-Gardens, Los Angeles county, CA is $970,800, while for a single-family home, the FHA limit is $970,800.

Utilize Lendersa® Conventional Loan Calculator to compare today's best rates among Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit score, reserves, and documentation to qualify. The advanced mortgage calculator provides side-by-side insights into Conforming Conventional loans, USDA, FHA, and VA, aiding in deciding the best program for your financial requirements in CA.

Compare loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Hawaiian-Gardens, Los Angeles County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is applicable for the following zip codes: 90716

Exploring Conventional and FHA Loan Options in Hawaiian-Gardens, CA

The mission of Lendersa® is to connect you quickly and efficiently to the best Conventional, USDA, or FHA loan options without any hassle. Start by selecting from one of three pathways that align you with appropriate lenders and loan programs.

Lendersa USDA loan request with matching results


Hawaiian-Gardens Lenders

  • PostCity Financial Credit Union
  • 3738 Bayer Ave, Suite 102, Long Beach, CA, 90808
  • Lends in California
  • PostCity Financial Credit Union is the full-service Credit Union for U.S. Postal workers - current and retired - and their families, in Southern California and in select Northern California counties near the Sacramento area. PostCity Financial has been providing high-quality, competitively priced loans, free checking accounts and all the convenient

  • CalCom Federal Credit Union
  • 3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808
  • Lends in California
  • CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation

  • MJG Capital
  • 5426 E. Walkerton Street, Long Beach, CA, 90808
  • Lends in California
  • MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,

  • GROW Mortgages
  • 4501 E. Carson St. #203, Long Beach, CA, 90808
  • Lends in California
  • GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor

  • US Funding Co
  • 6 Centerpointe Dr, La Palma, CA, 90623
  • Lends in California
  • US Funding was founded with transparancy and efficiency in mind. We value every family we serve and believe that they deservie phenominal customer service. US Funding, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier

  • Kinetic Mortgage
  • 10073 Valley View St, Suite 409, Cypress, CA, 90630
  • Lends in California
  • Kinetic Mortgage full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • Pride of Ownership Inc
  • 9839 Novara Lane, Cypress, CA, 90630
  • Lends in California
  • Pride of Ownership Inc Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you

  • Southland Credit Union
  • 10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
  • Lends in California
  • Southland Credit Union was founded in 1936 to serve the financial needs of Los Angeles County employees. Today we are one of the top-performing credit unions nationwide and have over $1 billion in assets. Our Member-owners benefit from a full spectrum of competitive products, convenience and exceptional service.

  • CLS Financial
  • 4450 Cerritos Ave, Los Alamitos, CA, 90720
  • Lends in California
  • CLS Financial, we apply these four principles to every aspect of our loan process: Personal touch and experience; Purpose; a Proactive approach and we do it all with Passion for providing the best options for our clients Our team is committed to providing our clients with the highest quality financial services combined.

  • LC Finance Company
  • 4332 Cerritos Ave, Suite 108, Los Alamitos, CA, 90720
  • Lends in California
  • We provide mortgage loans for purchases, refinances and home equity cash out for all types of residential homes. We have different types of mortgages, fixed or adjustable loans and conventional or government loans (VA, FHA). We will find the loan most suited to your needs. There are loan limits in each county which will also help.