Explore the differences! FHA VS Conventional loan programs in Lakewood, Los Angeles County, California

As of 2025, the conventional loan limit in Lakewood, situated in the county of Los Angeles, CA, is $1,089,300. For single-family homes, the FHA allows a maximum of $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. It helps evaluate the income, credit capacity, reserve requirements, and documentation needed best to qualify for these loans. With our advanced mortgage calculator, easily view Conforming Conventional, USDA, FHA, and VA loans side by side to determine which option in CA best aligns with your financial situation.

Evaluate loan offers from an array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Lakewood, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table pertains to zip codes: 90715, 90712, 90713, 90711, 90714

Exploring Conventional and FHA Loan Options in Lakewood, CA

Lendersa® aims to swiftly and easily secure the best possible Conventional, USDA, or FHA loan. Start with one of three strategies to find lenders and loan programs that match your needs.

View USDA loan requests and results with Lendersa


  • Nationwide Fair Lending
  • 73255 El Paseo, Suite 12, Palm Desert, CA, 92260
  • Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.
  • Paradise Valley Federal Credit Union
  • 2700 E 4th Street, National City, CA, 91950
  • Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
  • GHI Mortgage
  • 2434 Southport Way, Suite D, National City, CA, 91950
  • GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.
  • California Housing Administration
  • 1625 Sweetwater Road, Suite D, National City, CA, 91950
  • California Housing Administration, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • Springboard Home Loans
  • 2140 Hoover Avenue, Suite 115, National City, CA, 91950
  • Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.
  • Adonai King LLC
  • 6828 Quebec Ct Unit 4, San Diego, CA, 92139
  • No Doc' financing to acquire that lucrative piece of investment real estate property? Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f
  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.
  • Infinity Home Loans Group
  • 77770 Country Club Drive, Suite A, Palm Desert, CA, 92211
  • Infinity Home Loans Group as well as a life time resident of the Coachella Valley, you can rely on me and my broad network of resources to make a REAL difference in your home buying process. Because of my 17 years of experience and the knowledgeable mortgage team that stands behind me, I'm an expert at connecting my customers to mortgage solutions.
  • Ronald Christopher and Associates Inc
  • 77734 Country Club Drive, Suite L2, Palm Desert, CA, 92211
  • Ronald Christopher & Associates is a boutique Real Estate & Mortgage office that was established in 2013, Veteran owned & operated by Ron & Tina Saporito. Meeting within the business many years ago, Ron & Tina discovered they both had the same drive & passion for the real estate & mortgage industry but wanted to offer their clients a more enhanced,