FHA VS Conventional loan in Lakewood, Los Angeles County, California

As of 2026, the conventional loan limit in Lakewood, situated in the county of Los Angeles, CA, is $1,089,300. For single-family homes, the FHA allows a maximum of $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. It helps evaluate the income, credit capacity, reserve requirements, and documentation needed best to qualify for these loans. With our advanced mortgage calculator, easily view Conforming Conventional, USDA, FHA, and VA loans side by side to determine which option in CA best aligns with your financial situation.

Evaluate loan offers from an array of 100 lenders

2026 Loan Limits and Down Payment Requirements in Lakewood, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table pertains to zip codes: 90715, 90712, 90713, 90711, 90714

Exploring Conventional and FHA Loan Options in Lakewood, CA

Lendersa® aims to swiftly and easily secure the best possible Conventional, USDA, or FHA loan. Start with one of three strategies to find lenders and loan programs that match your needs.

View USDA loan requests and results with Lendersa


  • 0 PointLoan
  • 2700 N. Main Street, Suite 761, Santa Ana, CA, 92705
  • "0 PointLoan With over 30 years of expertise in the Mortgage industry and thousands of loans closed - we have learned that educating people is the best way to gain trust from our consumers.
    Not only do we help you close your loans, we also educate you to make better financial decisions FOR LIFE."

  • RiteFit LLC
  • 400 N. Tustin Ave, Santa Ana, CA, 92705
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Wall Street Funding of America
  • 801 Parkcenter Drive, Suite 220, Santa Ana, CA, 92705
  • We offer a wide variety of loan programs tailored to meet the needs of our clients, including: Residential, Commerical and Investment products, along with some of the most innovative loan programs in the industry. We pride ourselves on excellent customer service, allowing us to create individual long-lasting relationships through honesty

  • Phillip Yarbrough
  • 12491 Circula Panorama, Santa Ana, CA, 92705
  • Nations Financial Mortgage Corporation is a full-service mortgage company founded in 1997. We apply our extensive, experience and knowledge to help qualify clients who want the best rates or may have difficulty or unusual circumstances. We specialize in purchase, refinance and reverse mortgages, as well as commercial lending.

  • Fast Action Mortgage, Inc.
  • 2700 North Main Street, Suite 620, Santa Ana, CA, 92705
  • At Fast Action Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Innovative Real Estate Planning Group
  • 1740 East Garry Avenue, Suite 114, Santa Ana, CA, 92705
  • Innovative Real Estate Planning Group, Inc is a thriving company that specializes in finding great flips, constructing beautiful homes, and creating home financing solutions. We succeed in any market to service our clients with commitment and excellence to deliver personalized mortgage solutions

  • Equinox Lending
  • 505 North Tustin Avenue, Suite 250, Santa Ana, CA, 92705
  • In Equinox, we have an ideal – The homeownership dream can be real. We think buying or refinancing a home should be an inspiring beginning where your personal goals are reflected. There is no difference between a first time and a seasoned homebuyer for us because everything has a new start. Equinox opens the door to a real change,

  • Newport Bay Mortgage Inc
  • 2130 East 4th Street, Suite 125, Santa Ana, CA, 92705
  • The Newport Bay Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Lendia
  • 1913 East 17th Street, Suite 109, Santa Ana, CA, 92705
  • Lendia is a residential mortgage company based in Southern California. We have in depth knowledge of underwriting guidelines which makes for faster processing of your loan, a more timely closing and a fast swift experience to you the consumer. Our goal is to always give our clients the best possible experience, lowest rate possible.