FHA VS Conventional loan programs in 2025 for Santa-Paula, Ventura County, California

In 2025, the maximum limit for a conventional loan on a single-family home in Santa-Paula, located in Ventura county, CA, is $851,000, while the FHA limit is $851,000.

Take advantage of the Lendersa® Conventional loan calculator to reflect on current rates among Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to assist you in selecting the best option for your financial circumstances in CA.

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Loan Limits and Down Payment Requirements for 2025 in Santa-Paula, Ventura County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

This table is applicable to zip codes: 93060, 93061

Looking Into Conventional and FHA Loan Options in Santa-Paula, CA

Lendersa® aims to simplify the process, helping you secure the best possible Conventional, USDA, or FHA loan swiftly and without trouble. Choose one of three starting paths leading to matched lenders and programs.

Lendersa USDA loan request and matching results


  • Bison Financial Group
  • 735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
  • Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
  • All American Mortgage Co
  • 575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
  • At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
  • Sun West Mortgage Company, Inc.
  • 360 Central Ave Suite 800, Saint Petersburg, FL, 33701
  • Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
  • Savvy Mortgage Lending
  • 100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
  • Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
  • Gateway Capital Mortgage
  • 11 Beach Drive SE, Saint Petersburg, FL, 33701
  • Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas
  • CBC National Bank
  • 1891 S 14th St, Fernandina Beach, FL, 32034
  • CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.
  • Atlantic Mortgage Consultants Inc
  • 501 Centre Street, Suite 101, Fernandina Beach, FL, 32034
  • The professionals at Atlantic Mortgage Consultants are focused helping home buyers secure the best home loans in the Jacksonville, Amelia Island areas. When faced with the choice between dealing with a mortgage broker or a direct lender, home buyers quickly find that using us has distinct advantages.
  • SWAN FINANCIAL CORPORATION
  • 1901 Island Walk Way, Fernandina Beach, FL, 32034
  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial
  • Jet HomeLoans
  • 1910 South 14th Street #101, Fernandina Beach, FL, 32034
  • At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
  • Capital City Home Loans, LLC
  • 1884 S. 14th Street, Fernandina Beach, FL, 32034
  • Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process
  • NexTier Bank, National Association
  • 105 Burton Drive, Kittanning, PA, 16201
  • NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.