FHA VS Conventional loan programs in Mentone, San Bernardino County, California

In 2026, the limit for a Conventional loan in Mentone, county of San Bernardino, CA, is $1,089,300. Meanwhile, the FHA loan limit for a single-family home is $1,089,300.

The Lendersa® Conventional loan calculator enables you to explore and compare today's optimal rates for Conventional, FHA, and USDA loans. It helps determine the required income, credit, reserves, and necessary documents for qualification. This sophisticated calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program in CA for your specific financial situation.

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2026 Loan Limits and Down Payment Requirements in Mentone, San Bernardino County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table is applicable to these zip codes: 92359

Conventional and FHA Loan Options in Mentone, CA

Lendersa® is committed to swiftly and effortlessly connecting you with the best available Conventional, USDA, or FHA loan. Choose one of three starting points, each designed to match you with the appropriate lenders and loan solutions.

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Mentone Lenders

  • The Mission Company, Inc.
  • 36818 Oak View Road, Yucaipa, CA, 92399
  • Lends in California
  • At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs.

    Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.

  • Family Tree Lending
  • 34664 County Line Road, Suite 18, Yucaipa, CA, 92399
  • Lends in California
  • We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .

  • Imagine Loan Funding
  • 11963 Stovall Way, Yucaipa, CA, 92399
  • Lends in California
  • "Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855
    We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."

  • Valley View Mortgage, Inc.
  • 32829 Yucaipa Blvd, Suite C, Yucaipa, CA, 92399
  • Lends in California
  • "Valley View Mortgage, Inc. can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are.



    Obtaining a mortgage loan is one of the most significant decisions you will ever make,"

  • Idas Direct Mortgage
  • 140 North J Street, Redlands, CA, 92374
  • Lends in California
  • Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference.

    ​At Ida’s Direct Mortgage, a Tulare Mortgage Company,

  • MortgageSquared
  • 1209 Nevada Street, Suite 200, Redlands, CA, 92374
  • Lends in California
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable

  • Crawford Real Estate Services, Inc.
  • 1447 Ford Street Ste 101, Redlands, CA, 92374
  • Lends in California
  • Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957.

    We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.

  • MOUNTAIN WEST FINANCIAL, INC.
  • 1255 West Colton Avenue, Office 17, Redlands, CA, 92374
  • Lends in California
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.

  • Atlas Crown Financial, Inc.
  • 1998 Orange Tree Ln, Redlands, CA, 92374
  • Lends in California
  • Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.

  • New Horizon Mortgage Concepts
  • 1255 West Colton Avenue, Suite 120, Redlands, CA, 92374
  • Lends in California
  • New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.