Explore the differences! FHA VS Conventional loan programs in Highland, San Bernardino County, California

In 2025, Convetional loan limit in Highland, county of San Bernardino, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Highland, county of San Bernardino, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 92359, 92410, 92346

Conventional and FHA loan options in Highland, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • CARE Finance Group
  • 187 Blue Ravine Rd, Suite 130, Folsom, CA, 95630
  • At CARE Finance Group, we take an education first approach with our clients. We focus on their individual needs and goals to recommend the best programs for their situation. We want our clients to feel like they know what’s happening, what they’re getting into, and feel comfortable throughout the process.
  • Bentley Mortgage and Real Estate Services
  • 305 Natoma Street, Folsom, CA, 95630
  • Bentley Mortgage & Real Estate Services is a unique company that is changing the way people buy, sell, and finance their homes in the greater Sacramento area. Most of our consultants are both expert mortgage consultants and associated REALTORS. From loan pre-qualification to loan approval, from house hunting to contract negotiations.
  • Joe Alves, California Home Loans
  • 101 Parkshore Dr, Suite 100, Folsom, CA, 95630
  • At California Home Loans we treat you like family not another number like large Banks! As a local independent broker, we have access to lower wholesale rates that big banks and retailers cannot match. We can get you to the closing table in 20 days or less. we offering to our clients Conventional, FHA, VA, USDA, Reverse and JUMBO products.
  • Arnaz Financial Inc
  • 17485 Monterey Rd, Suite 106, Folsom, CA, 95630
  • My name is John Arnaz. I'm a Mortgage Broker with Arnaz Financial Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. John brings his experience in wholesale, private banking and residential home loan lending. John takes great pride in successfully restructuring loans
  • Valley Funding Inc
  • 100 Iron Point Circle, Suite 150, Folsom, CA, 95630
  • Valley Funding, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at Valley Funding believe in working hard to get the job done.
  • Dara Delgado Home Loans
  • 101 Parkshore Dr, Suite 100, Folsom, CA, 95630
  • Dara Delgado founder of the company and also she Experience, service, a strong work ethic and a high level of expertise are the four pillars upon which Dara's business has thrived through all kinds of markets. When this is combined with her communication skills and positive attitude, it's easy to see why so many past clients.
  • Real Estate & Lending Solutions
  • 101 Parkshore Drive, Suite 100, Folsom, CA, 95630
  • Real Estate & Lending Solutions is unique in that we provide multiple services that save our clients valuable time and money. We have the ability to assist you in financing, selling, and buying residential and commercial real estate. We are a true mortgage broker with the ability to provide very competitive mortgage financing programs.
  • Mortgage Mart
  • 2795 East Bidwell Street, Suite 100-303, Folsom, CA, 95630
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, cloud based investment tools, digital mortgages and best of all outstanding customer service! Today's technology is providing a more productive environment to work in..