FHA VS Conventional loan in Monterey, Monterey County, California
For 2025, the loan limit for Conventional loans in Monterey, within Monterey County, CA, is $915,400. Meanwhile, the FHA limit for a single-family home is $915,400.
Use the Lendersa® Conventional loan calculator to compare the best rates currently available for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the ideal program in CA for your financial needs.
2025 Loan Limits and Down Payment Requirements in Monterey, County of Monterey, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$915,400
3%
USDA
$683,500
0%
FHA
$915,400
3.5%
Applicable zip codes include: 93943, 93940, 93944
Explore FHA and Conventional Loan Options in Monterey, CA
The goal of Lendersa® is to swiftly provide you with the best possible loan products, be it Conventional, USDA, or FHA, without complications. Choose one of three starting options to connect with suitable lenders and loan programs.
Affinity Lending, Inc. was established in 2007 and was greatly expanded in early 2019. At at Affinity, we believe in long-lasting relationships and it begins with honesty and integrity. When you work with us, you get personal service and the respect you deserve from our experienced and knowledgeable staff every time.
Alliance Bank has been a strong Banking presence in Northeast Texas since its opening in the late 1920s. Although the name has changed from Sulphur Springs State Bank to Alliance Bank since we first opened our doors, our dedication to providing a high level of customer service has always remained the same.
1900 Northwest South Outer Road, Suite 209, Blue Springs, MO, 64015
Whether you are buying, selling, refinancing, or remodeling, we have an extensive list of over 70 Lenders to fit your long and short-term needs. You will enjoy a comprehensive loan analysis and access to the lowest rates and fees on the market. KC Mortgage Duo guarantees the highest level of customer service, on-time closings,
We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union
Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based
The Cornerstone Bank is continuously growing and expanding to better meet the needs of its customers. In 1986, the bank opened its first branch in Tiff City, followed by the Lanagan branch in 1995. The Goodman branch opened in the fall of 2009, with the latest addition, the Pineville branch, opening in 2015.
Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.
200 NE Missouri Rd, Suite 200, Lees Summit, MO, 64086
ePrivate Lending. We are a private lender who provides financing to Real Estate Investors for single and multi-family investment property. What makes us different is we are direct with no middlemen involved. This gives our investors the highest level of service, lowest rates and costs available in private lending
Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.
FSB has strived since its founding in 1887 to be a “Pillar in Community Banking.” Thus, our strategy is to provide a community banking culture that offers individualized customer service. We are locally owned and operated and committed to serving all your financial needs through a convenient approach that combines direct access to decision makers
