FHA VS Conventional loan in Seaside, Monterey County, California

In 2025, Convetional loan limit in Seaside, county of Monterey, CA is $915,400 while FHA limit is $915,400 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Seaside, county of Monterey, CA

Loan Type Loan Limit Down payment
Conventional Conforming $915,400 3%
USDA $683,500 0%
FHA $915,400 3.5%

The comparison table applies to zip codes: 93955

Conventional and FHA loan options in Seaside, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Avid Mortgage Solutions, Inc.
  • 1520 North El Camino Real, Suite 1, San Clemente, CA, 92672
  • Avid Mortgage Solutions is a premier broker. We match borrowers with the loan that is right for them and their needs. Avid Mortgages is a fast-growing company founded by individuals that have been with both big lenders and small brokerages. Our mission statement is simple: Cheaper, Faster and Better.
  • Seaside Lending, Inc.
  • 220 South Ola Vista, Unit D, San Clemente, CA, 92672
  • The Primary goal at Seaside Lending Corporation is to provide customers with the best possible rates, lowest closing costs and superior personalized service available. It is for this reason that over 50% of our business comes from personal referrals and repeat customers.We have access to a full range of mortgage.
  • Munzing Mortgage Group
  • 616 South El Camino Real, Suite I, San Clemente, CA, 92672
  • Munzing Mortgage Group full service Mortgage Broker, I have more than 30 years of real estate & lending experience, along with a vast investor base, to offer you the best mortgage loan to suit your needs. If you, or anyone you know, is planning on buying a home or refinancing your current home.
  • Secure Provision Mortgage Corporation
  • 3813 Calle Tiburon, San Clemente, CA, 92672
  • At Secure Provision Mortgage we are a mortgage broker which means we do not care about helping escrow companies, title companies or the banks make any more money than they already do. Our #1 priority is that you get the deal that was promised to you and get you the best possible mortgage.
  • SC Financial Service
  • 126 West Marquita, San Clemente, CA, 92672
  • At SC Financial is to apply our broad knowledge to all channels of the lending and wealth management industries. Facilitating Hard Money Loans throughout California, we provide investors, brokers, realtors and borrowers with the expertise required to succeed in today’s complicated marketplace.
  • FK Capital Fund
  • 215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
  • FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.
  • FK Capital Funding
  • 215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
  • FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible and structured around each individual client.
  • Isosceles Mortgage
  • 1656 Hibiscus Ct, Beaumont, CA, 92223
  • At Isosceles Mortgage. We are a full-service mortgage company based in Beaumont, CA. We specialize in Refi and Purchase Mortgage Loans in Beaumont. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92223, 92320, 92373,
  • Sceptre Mortgage
  • 3111 Beaumont Blvd, Beaumont, CA, 92223
  • Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
  • Clear Lending Solutions Inc
  • 1715 Boysen Way, Beaumont, CA, 92223
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lucid Financial
  • 11220 Casper Cove, Beaumont, CA, 92223
  • "We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"