As of 2026, the conventional loan ceiling for a single-family home in Seaside, county of Monterey, CA stands at $915,400. Meanwhile, the FHA ceiling is $915,400.
Explore Lendersa® Conventional loan calculator to efficiently compare the prevailing rates of Conventional against FHA and USDA options. Determine your eligibility based on income, credit score, reserves, and necessary documents. The intuitive mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the optimal program for your financial needs in CA.
Explore offers from 100+ lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $915,400 | 3% |
| USDA | $683,500 | 0% |
| FHA | $915,400 | 3.5% |
This table is applicable for the zip codes: 93955
The goal at Lendersa® is to streamline your acquisition of the best possible Conventional, USDA, or FHA loans, quickly and efficiently. Choose from three available starting points that connect you with suitable lenders and programs.
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
