For 2026, the loan limit for a single-family Conventional loan in Pacific-Grove, within the county of Monterey, CA, is $854,450. Meanwhile, the FHA loan limit is set at $854,450.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today's top rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are necessary to qualify. With our advanced mortgage calculator, view Conforming Conventional loans and USDA, FHA, and VA programs side by side. This helps you choose the optimal program in CA for your finances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $854,450 | 3% |
| USDA | $591,500 | 0% |
| FHA | $854,450 | 3.5% |
These compare to zip codes: 93950
At Lendersa®, our objective is to swiftly secure the best Conventional, USDA, or FHA loan for you without any hassle. Choose from three initial paths leading to lenders that offer suitable loan programs.
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