FHA VS Conventional loan programs in Moraga, Contra Costa County, California

In 2025, the loan limit for Conventional loans in Moraga, located in Contra Costa county, CA, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

With the Lendersa® Conventional loan calculator, compare the best rates for Conventional, FHA, and USDA loans today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in deciding the best program in CA for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Moraga, Contra Costa County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to the zip codes: 94556, 94575

Available Conventional and FHA Loan Options in Moraga, CA

The goal of Lendersa® is to get you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting paths that lead to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pilgrim Mortgage
  • 1270 N. Loop 1604 E, Suite 100, San Antonio, TX, 78232
  • Pilgrim Mortgage is a full-service, residential mortgage bank founded in 2006 and headquartered in San Antonio, Texas. With superior talent, we offer a truly personalized mortgage lending experience tailored to meet your individual financial goals. Our mission is to match each of our clients with the right loan.
  • Loan Java LLC
  • 3130 North Shiloh Road, Garland, TX, 75044
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sunlight Residential Lending LLC
  • 1206 Crosswind Drive, Murphy, TX, 75094
  • Sunlight Residential Lending LLC. We are a full service mortgage company based in the Dallas/Fort Worth Metroplex. We can help you realize your dream of home ownership anywhere in Texas. We offer virtually every type of mortgage loan available. In addition to the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac
  • LaPorte Group, Inc.
  • 614 2nd St, Jackson, MN, 56143
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
  • Comal Funding Group, LLC.
  • 13423 Blanco Road, San Antonio, TX, 78216
  • Discover financing solutions with Comal Funding Group, LLC! Founded by seasoned professional Robb Leitgen, we specialize in crafting personalized funding strategies that empower businesses to achieve their financial goals. Whether you're seeking capital for expansion, acquisition, or working capital needs, our expert team is dedicated to your succe
  • Generations Community Federal Credit Union
  • 9311 San Pedro Ave, San Antonio, TX, 78216
  • Generations FCU was founded in 1940, with each founding member depositing $10 to become a member-owner. This new financial cooperative allowed members to provide for their families, build savings, buy cars, and plan for a secure future – together. Previously named San Antonio City Employees Federal Credit Union
  • Texas State Home Loans, Inc.
  • 13333 Blanco Road, Suite 204, San Antonio, TX, 78216
  • Texas State Home Loans, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward .
  • Texas Heartland Mortgage
  • 1175 W Bitters Bldg 1, Suite 101, San Antonio, TX, 78216
  • Texas Heartland Mortgage San Antonio, Texas ! As a Team We are excited and look forward to exceeding your expectation in purchasing a home to call your own. Contact us directly and let us know how we can assist you, or answer any questions, you may have in buying or refinacing your home
  • SWBC Mortgage Corporation
  • 9311 San Pedro, Suite 100, San Antonio, TX, 78216
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA. Headquartered in San Antonio, Texas, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity