Explore the differences! FHA VS Conventional loan programs in Moraga, Contra Costa County, California

In 2026, the loan limit for Conventional loans in Moraga, located in Contra Costa county, CA, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

With the Lendersa® Conventional loan calculator, compare the best rates for Conventional, FHA, and USDA loans today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in deciding the best program in CA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Moraga, Contra Costa County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to the zip codes: 94556

Available Conventional and FHA Loan Options in Moraga, CA

The goal of Lendersa® is to get you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting paths that lead to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • Blue Coral Financial Inc
  • 735 East 9000 South, Suite 201, Sandy, UT, 84094
  • Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.

  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.

  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.

  • The Z Mortgage Team
  • 4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
  • Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.

  • Jumbo Mortgage Utah
  • 512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
  • "WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah.

    Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."

  • FSI Mortgage, L.C.
  • 111 East 5600 South, Suite 102, Murray, UT, 84107
  • FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.

  • Next Level Home Loans
  • 684 East Vine Street, Suite 4B1, Murray, UT, 84107
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.

  • U.S. Capital Group, LLC
  • 404 E 4500 S A23, Murray, UT, 84107
  • U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.