Explore the differences! FHA VS Conventional loan programs in Orinda, Contra Costa County, California

In 2025, Convetional loan limit in Orinda, county of Contra Costa, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Orinda, county of Contra Costa, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 94563

Conventional and FHA loan options in Orinda, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Mortgage Marketplace
  • 3310 Churn Creek Rd, Suite A, Redding, CA, 96002
  • The Mortgage Marketplace We offer one of the largest selections of Wholesale loan programs available along with Wholesale Mortgage Rates direct to our Clients is your Premier Mortgage Team located in Redding, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple.
  • US Lending Co
  • 2280 BECHELLI LANE, Redding, CA, 96002
  • We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.
  • Access Mortgage
  • 2620 Larkspur Lane Ste O, Redding, CA, 96002
  • At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.
  • Omega Mortgage Group
  • 2285 Hilltop Dr., Redding, CA, 96002
  • Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.
  • First Capital Group
  • 720 E. Center Ave, Suite B, Visalia, CA, 93291
  • First Capital Group’s approach to business is strikingly simple; it is relationship-based versus transaction-based. We pride ourselves on building lifetime relationships with our clients and business partners through integrity, expertise, and unparalleled service. and dedicated team of highly trained and educated professionals with years of Real Es
  • Country Club Mortgage
  • 3400 W Mineral King Ave, Suite A, Visalia, CA, 93291
  • Country Club Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Kings Mortgage Services, Inc.
  • 4244 W. Mineral King Ave., Visalia, CA, 93291
  • Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for 'The Big Guys', we opened our doors with the concept of providing our customers with local decisions and exceptional service.
  • Avalon Home Loans
  • 8520 Alegre Avenue, Atascadero, CA, 93422
  • We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional, personalized service for all of our clients. Emily Armet, owner and broker of Avalon Real Estate & Home Loans.