FHA VS Conventional loan in Orinda, Contra Costa County, California

For Orinda, located in Contra Costa County, CA, the conventional loan limit has been established at $1,089,300 in 2026. Conversely, the FHA loan limit for a single-family residence stands at $1,089,300.

Utilize the Lendersa® Conventional loan calculator to effectively contrast today's rates for Conventional, FHA, and USDA loans. Determine the specific income, credit score, financial reserves, and documentation requirements necessary to qualify. With our comprehensive mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding you in choosing the most suitable program for your unique financial circumstances in CA.

Explore and compare loan offers from over 100 different lenders

Explore 2026's loan limits and down payment requirements in Orinda, within Contra Costa County, CA

Type of Loan Maximum Loan Limit Required Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparative table is relevant for zip codes: 94563

Discover Conventional and FHA Loan Options in Orinda, CA

At Lendersa®, our mission is to offer you the best tailored solutions in Conventional, USDA, or FHA loans swiftly and without any complications. Begin your journey with one of three simplified steps, each leading to suitable matches with lenders and loan programs.

Lendersa USDA loan request and matching results


Orinda Lenders

  • Stefan Financial
  • 371 Village Square, Orinda, CA, 94563
  • Lends in California
  • Stefan Financial is an established commercial real estate finance firm. We have over 20 years’ experience in placing debt for our clients. And while we have developed strong relationships with various capital sources, we have not become complacent about looking for new participants. On the contrary, commercial real estate finance.

  • Loan Republic Financial, Inc.
  • 371 Village Square, Orinda, CA, 94563
  • Lends in California
  • "Loan Republic Financial is an internet-direct provider of low-rate loan products to help families deliver on the American dream.
    Founded in 2003, Loan Republic Financial uses the internet as its 'Universal Branch' to distribute low-rate loan solutions direct to the market using our proprietary automated loan platform."

  • First Capital Trust Deeds
  • 128 Camino Pablo, Orinda, CA, 94563
  • Lends in California
  • First Capital Trust Deeds is an excellent option for you if you want results with a hard money loan in California,We have 30+ years of combined experience in all types of lending and we’re experts who can provide lending options for self-employed or non-traditional financing for luxury real estate and private commercial properties.

  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Lends in California
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending

  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Lends in California
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

    We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Lends in California
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Cushman Rexrode Capital Corporation
  • 1437 Leimert Blvd, Suite C, Oakland, CA, 94602
  • Lends in California
  • Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers.
    Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.

  • Guaranteed Rate
  • 1400 Shattuck Ave Suite 1, Berkeley, CA, 94709
  • Lends in California
  • Guaranteed Rate trusted local lender familiar with local market dynamics, Dianne Crosby is a Top Producing mortgage lender and Certified Mortgage Planning Specialist at Guaranteed Rate, closing over $100 million annually for her clients in the East Bay. With access to the low interest rates of a large mortgage bank.

  • CA Mortgage Pro
  • 3059 Rohrer Drive, Lafayette, CA, 94549
  • Lends in California
  • As a Mortgage Broker conveniently located in Lafayette, California, the center of the San Francisco East Bay, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house processing to my valued clients throughout this great state. With over 22 years of experience as a local California Mortgage Lender.

  • Rubicon Mortgage Fund, LLC
  • 3575 Mt. Diablo Blvd., Suite 215, Lafayette, CA, 94549
  • Lends in California
  • Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.