FHA VS Conventional loan programs in 2026 for Orinda, Contra Costa County, California

For Orinda, located in Contra Costa County, CA, the conventional loan limit has been established at $1,089,300 in 2026. Conversely, the FHA loan limit for a single-family residence stands at $1,089,300.

Utilize the Lendersa® Conventional loan calculator to effectively contrast today's rates for Conventional, FHA, and USDA loans. Determine the specific income, credit score, financial reserves, and documentation requirements necessary to qualify. With our comprehensive mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding you in choosing the most suitable program for your unique financial circumstances in CA.

Explore and compare loan offers from over 100 different lenders

Explore 2026's loan limits and down payment requirements in Orinda, within Contra Costa County, CA

Type of Loan Maximum Loan Limit Required Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparative table is relevant for zip codes: 94563

Discover Conventional and FHA Loan Options in Orinda, CA

At Lendersa®, our mission is to offer you the best tailored solutions in Conventional, USDA, or FHA loans swiftly and without any complications. Begin your journey with one of three simplified steps, each leading to suitable matches with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lloyd White, Jr
  • 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684
  • Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.

  • NW Funding Group- Bill Black
  • 12411 SE 2nd circle, Vancouver, WA, 98684
  • We are a full-service mortgage company based in Vancouver, WA. We specialize in Jumbo- 12 month Bank Statement in Vancouver. We also serve the surrounding cities in Clark County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, a better rate and term, we can assist you.

  • Key One Financial Inc.
  • 15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684
  • Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.

  • DIRECTORS MORTGAGE
  • 315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684
  • Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..

  • NorthWest Funding Group
  • 12411 SE 2nd Cir, Vancouver, WA, 98684
  • The NorthWest Funding Group Team is committed to providing clients with a wide selection of home loans combined with incredible service. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true

  • Granite Home Loans
  • 418 NE 4th Ave, Suite 109, Camas, WA, 98607
  • Our mission is to provide quality English language instruction through a variety of courses to international and local students in a professional and supportive atmosphere utilizing our unique English teaching methodology.Our mission is to provide quality English language instruction through a variety of courses to international.

  • Belay Mortgage Group Inc
  • 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
  • "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage.

    Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549

  • Brian Stone & PNW Loans
  • 11112 NE 51st Circle, Vancouver, WA, 98682
  • We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.