Explore the differences! FHA VS Conventional loan programs in Homestead-Valley, San Bernardino County, California
In 2025, Convetional loan limit in Homestead-Valley, county of San Bernardino, CA is $647,200 while FHA limit is $562,350 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.
2025 loan limits and downpayment requirments in Homestead-Valley, county of San Bernardino, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$562,350
3.5%
The comparison table applies to zip codes: 92284, 92285
Conventional and FHA loan options in Homestead-Valley, CA
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
The Peoples Mortgage Team is your premier mortgage lender located in Elk Grove, California. Peoples Mortgage Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
9381 E Stockton Blvd, Suite 208, Elk Grove, CA, 95624
"Land Home Financial Services is a Mortgage Banker/Direct Lender. We provide professional consultation and free mortgage loan analysis with a guarantee to offer you our best rates and programs available.
Land Home always conducts business in a highly ethical manner while focusing on doing what is best for the customer."
8788 Elk Grove Blvd, Suite 1, Elk Grove, CA, 95624
Amanda Rawls is a mortgage veteran of 25 years who is also a dedicated wife and mother of 5 wonderful angels. Amanda Rawls is passionate and values taking the time to explain the process of home ownership, refinancing and critical loan details. Amanda Rawls enjoys walking her clients through the entire process in simple terms.
8788 Elk Grove Boulevard, Suite O, Elk Grove, CA, 95624
Ascent Home Loans, your go to real estate & Mortgage solution. The owner, Mohammad Ashraf is a a licensed real estate broker and loan originator. During his career, he has accumulated more than 20 years worth of experience. Thanks to that, we can proudly say to be one of the few real estate brokers that have been active through the recent recession
Hill Real Estate and Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
9381 E. Stockton Blvd Suite 214, Elk Grove, CA, 95624
"Chris Opfer specializes in home loans and refinancing in the Northern California area.
NMLS#256253 - DRE#01166863
Equal Housing Lender. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries."
Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.
William (Will) Call, Insight Mortgage Solutions LLC
9709 Mountain Vista Circle, Elk Grove, CA, 95757
Our Promise, Commitment & Expectation…From the first day we talk until the day we close escrow, & even after we close escrow, we are 100% committed to making sure you have a greater than expected mortgage experience. We will be working very hard from Day 1 to get your offer accepted ahead of others, meet or be early on the deadlines.
