FHA VS Conventional loan programs in Yucca-Valley, San Bernardino County, California

As of 2025, the maximum loan amount for Conventional loans in Yucca-Valley, within San Bernardino county, CA is set at $647,200. Meanwhile, the FHA loan cap is $562,350 for individual family residences.

Today's Conventional Loan Rate via Lendersa
Comparison of Loan Calculators

The Lendersa® Conventional loan calculator lets you compare current rates of Conventional Vs. FHA Vs. USDA to determine the necessary income, credit score, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans to find the most suitable option for your financial scenario, specifically in CA.

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2025 Loan Limits and Down Payment Requirements in Yucca-Valley, San Bernardino, CA

Type of Loan Maximum Loan Limit Down Payment Requirement
Conventional Conforming $647,200 3% down
USDA $381,800 No down payment
FHA $562,350 3.5% down

These values pertain to zip codes: 92284

Exploring Conventional and FHA Loan Options in Yucca-Valley, CA

Lendersa® aims to promptly and smoothly provide you with the most favorable Conventional, USDA, or FHA loan. Begin with one of these three pathways to connect with matching lenders and loan programs.

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  • RCB Bank
  • 300 W. Patti Page Blvd, Claremore, OK, 74018
  • RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas. RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.

  • The First National Bank of Coweta
  • 106 S Broadway St, Coweta, OK, 74429
  • Early in the 1840’s; a small settlement began to spring up along a small creek in Indian Territory near the “Three Forks” of the Arkansas, Verdigris and Grand Rivers. The settlement, Coweta, had been named after a Creek Indian settlement in Georgia as the area was largely populated with Creek Indians as a result of the removal

  • FirstBank of Nebraska
  • 201 E. 5th Street, Wahoo, NE, 68066
  • FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.

  • Horizon Bank Nebraska
  • 10841 North 142nd, Waverly, NE, 68462
  • Horizon Bank has been serving the financial needs of customers for over 100 years! Since the1990's, Horizon Bank has also been actively involved in the development of affordable housing. Working with developers and syndicators in the Midwest, Horizon Bank has experience in over 380 developments.

  • Railway Credit Union
  • 1006 East Main Street, Mandan, ND, 58554
  • Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.

  • lewis & clark development group
  • 200 1st Avenue NW, Suite 100, Mandan, ND, 58554
  • The Lewis & Clark Development Group is a collaboration of three separate non-profit organizations, Lewis & Clark Regional Development Council (LCRDC), the Lewis & Clark Certified Development Company (LCCDC), and CommunityWorks North Dakota (CWND), joined to provide programs and loans to support businesses

  • First National Bank of Kansas
  • 600 N 4th Street, Burlington, KS, 66839
  • First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902. Our mission is to meet the needs of the market we serve by providing community leadership.

  • The Bank of Steinauer
  • 215 Main St, Steinauer, NE, 68441
  • The Bank of Steinauer was established in 1888, but was not expected to transact much business. However, it soon became an essential part of the community, and needed to be properly organized and equipped with experienced help. Because of his advanced age, Joseph put his son, John, in charge of the bank as cashier.

  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.

  • Landmark National Bank
  • 1741 N Washington, Auburn, KS, 66402
  • Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
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