Explore the differences! FHA VS Conventional loan programs in Yucca-Valley, San Bernardino County, California

As of 2025, the maximum loan amount for Conventional loans in Yucca-Valley, within San Bernardino county, CA is set at $647,200. Meanwhile, the FHA loan cap is $562,350 for individual family residences.

Today's Conventional Loan Rate via Lendersa
Comparison of Loan Calculators

The Lendersa® Conventional loan calculator lets you compare current rates of Conventional Vs. FHA Vs. USDA to determine the necessary income, credit score, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans to find the most suitable option for your financial scenario, specifically in CA.

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2025 Loan Limits and Down Payment Requirements in Yucca-Valley, San Bernardino, CA

Type of Loan Maximum Loan Limit Down Payment Requirement
Conventional Conforming $647,200 3% down
USDA $381,800 No down payment
FHA $562,350 3.5% down

These values pertain to zip codes: 92284

Exploring Conventional and FHA Loan Options in Yucca-Valley, CA

Lendersa® aims to promptly and smoothly provide you with the most favorable Conventional, USDA, or FHA loan. Begin with one of these three pathways to connect with matching lenders and loan programs.

  1. Submit a Comprehensive Request to Optimize Conventional/USDA/FHA Loans
  2. Access Initial Rates & Terms for Conventional USDA and FHA Loans
  3. Explore the Largest Database of Conventional Lenders
Lendersa USDA Loan Request and Matching Results



  • First National Bank of Coffee County
  • 420 South Madison Ave, Douglas, GA, 31533
  • First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.

  • KeyBank
  • 127 Public Square, Cleveland, OH, 44114
  • At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.

  • Bellwether Enterprise
  • 1375 E. 9th Street, Cleveland, OH, 44114
  • Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country. We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.

  • Towpath Credit Union
  • 2969 Smith Road, Fairlawn, OH, 44333
  • Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.

  • Riverview Mortgage Corp
  • 2919 West Market Street, Suite C, Akron, OH, 44333
  • We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.

  • Akron Mortgage & Refinance Co
  • 3867 West Market Street, Suite 335, Akron, OH, 44333
  • At Akron Mortgage and Refinance, we start things with trust. We work hard for our clients, and that is why we are a well-known and popular leader in the mortgage industry. Once you become our client, we will never stop thinking about the best options for you. We want you, our customers to be at ease all their lives.

  • The Mortgage Guys
  • 50 Baker Blvd, Suite 6A, Fairlawn, OH, 44333
  • Jeff Jaklitsch & the The Mortgage Guys have been originating home loans for over the past 21 years. Contact Jeff to purchase your dream home. The Mortgage Guys is ready to make the loan application process less stressful. Based in Fairlawn, OH, this company provides comprehensive & personalized mortgage services to borrowers in the Cleveland, Akron

  • One Community Federal Credit Union
  • 531 5th Street, Parkersburg, WV, 26101
  • One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates

  • West Virginia Central Federal Credit Union
  • 1306 Murdoch Avenue, Parkersburg, WV, 26101
  • WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.

  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.
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