Explore the differences! FHA VS Conventional loan programs in Mountain-House, San Joaquin County, California

In 2025, Convetional loan limit in Mountain-House, county of San Joaquin, CA is $647,200 while FHA limit is $563,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Mountain-House, county of San Joaquin, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $556,200 0%
FHA $563,500 3.5%

The comparison table applies to zip codes: 95391

Conventional and FHA loan options in Mountain-House, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Fidelity Funding
  • 3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
  • Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
  • Nationwide Capital
  • 2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Key Financial Services
  • 482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
  • Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
  • Quest Financial
  • 675 Rim Road, Pasadena, CA, 91107
  • Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
  • LUXE Realty Inc
  • 3926 S. Norton Avenue, Los Angeles, CA, 90008
  • At LUXE Home Finance. We are a full-service mortgage company based in Los Angeles, CA. We specialize in First Time Buyer Home Loans, Refinancing and VA Loans in Los Angeles and the surrounding cities throughout Los Angeles County, Ventura, San Bernardino and Riverside County. Whether you are buying a home or refinancing in any
  • Lisa Carr & Associates
  • 3847 South Crenshaw Boulevard, Los Angeles, CA, 90008
  • LISA CARR & ASSOCIATES is located in Los Angeles, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. LISA CARR & ASSOCIATES has 5 total employees across all of its locations and generates $235, 701 in sales (USD). With over thirty years of experience in the financial industry
  • Smart Choice Realty & Mortgage Finance Inc
  • 960 W 7th St, Los Angeles, CA, 90017
  • We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
  • Shannon Christenot
  • 700 Flower St, Suite 1000, Los Angeles, CA, 90017
  • Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • Water and Power Community Credit Union
  • 1053 W Sunset Blvd, Los Angeles, CA, 90012
  • Water and Power Community Credit Union was formed in 1936 by 10 employees of the Department of Water and Power (DWP). Through the years, WPCCU has helped members send their children to college, save for retirement, purchase a vehicle and a home. The credit union was the place where countless members turned to solve life's financial challenges.
  • Priority One Credit Union
  • 1631 Huntington Dr, South Pasadena, CA, 91030
  • Our mission To help our member-owners and employees achieve financial fitness. We are committed to providing quality products and services that help you win with money We are proud to say that your Credit Union is financially strong and has a great future.We wonder if the first 17 members ever envisioned that we would grow to become a $207 million.
  • Huntington Group
  • 305 Pasadena Avenue South, South Pasadena, CA, 91030
  • Huntington Group is A Full Service Real Estate and Mortgage Company. Huntington Group seeks to assist potential clients with prequalification, Real Estate and mortgage services. In addition, Huntington Group can assist potential clients with Bridge or Hard Money Financing. Huntington Group serves all of Southern California.