FHA VS Conventional loan programs in 2026 for Brentwood, Contra Costa County, California

In 2026, the conventional loan limit for a single-family home in Brentwood, located in Contra Costa, CA, is set at $1,089,300. The FHA limit, on the other hand, is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to weigh the current rates of Conventional, FHA, and USDA loans, as well as to determine the income, credit, reserves, and documents required for eligibility. Our comprehensive mortgage calculator enables you to compare Conforming Conventional loans alongside USDA, FHA, and VA options, ensuring you choose the most suitable program in CA for your financial needs.

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2026 Loan Limits and Down Payment Necessities in Brentwood, set within Contra Costa, CA

Type of Loan Maximum Loan Amount Required Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table covers the zip codes: 94513

Explore Conventional and FHA Loan Opportunities in Brentwood, CA

The mission of Lendersa® is to facilitate acquiring the most advantageous Conventional, USDA, or FHA loan efficiently and without complication. Begin with one of three approaches, each leading to matched lenders and loan schema.

Results for Lendersa USDA loan requests and matches


  • Great Western Home Loans Inc
  • 21080 Centre Pointe Parkway, Santa Clarita, CA, 91350
  • Great Western is at the forefront of providing cutting edge mortgage products to its clients with speed and integrity and also We are experts in lending options for new homes, existing homes, Refinancing, second homes, rentals, tourist visa/foreign buyers financing programs and Home Loans We are experts in lending options for new homes.

  • America Capital Funding Inc
  • 28419 Connick Place, Saugus, CA, 91350
  • We are a full-service mortgage company based in Santa Clarita, California. We specialize in Construction, FHA, Jumbo and VA mortgage loans as well as Commercial Loans in Santa Clarita. We also serve the surrounding cities in Los Angeles County and the entire State of California and Idaho.

  • Thousand Oaks Mortgage
  • 812 Woodlawn Dr, Thousand Oaks, CA, 91360
  • Michael started his real estate career in 1971 with the purchase of his first home. Michael bought a home in Perrysburg, Ohio for the enormous sum of $20, 000.00! It had no central heat, and no insulation but it did have knob and tube wiring. The home was built before 1865 and it needed some restoration.

  • Affinity Mortgage Group, Inc.
  • 325 E. Hillcrest Drive, Suite 195, Thousand Oaks, CA, 91360
  • Affinity Mortgage Group was established in 1996 and started as a boutique mortgage practice but over the years found there was a much larger need. We have now evolved into a total financial services company offering Mortgage Planning, Debt Management, Asset Protection and Wealth Preservation,

  • Summit Financial Network inc.
  • 99 Long Court, Suite 101, Thousand Oaks, CA, 91360
  • Summit Mortgage and Investment Company is a financial services organization. We provide individuals, businesses and organizations with expert real estate advice and services including real estate lending, real estate brokerage, property management and investment. Summit is committed to helping our clients.

  • Jay Kunkle - RPM Mortgage
  • 100 East Thousand Oaks Blvd Thousand, Thousand Oaks, CA, 91360
  • MLD Mortgage Inc. dba The Money Store® is a direct mortgage lender that is headquartered in Florham Park, NJ. The Money Store® has been a trusted mortgage brand for over 40 years.The Money Store® offers mortgage solutions for all ages and financial situations from young borrowers to senior borrowers.

  • Edwards Federal Credit Union
  • 39963 West 10th Street, Palmdale, CA, 93551
  • Edwards Federal Credit Union (Edwards FCU) was formed in 1962 with a simple goal – to help one another financially through good times and tough times. Edwards FCU provides a full range of personal banking products and services to fit your needs, and is a federally regulated not-for-profit financial cooperative that is owned

  • Mortgage Xpress
  • 1401 West Rancho Vista Blvd, Suite C, Palmdale, CA, 93551
  • At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new.

    We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown

  • Kingstone Capital Properties
  • 445 West Palmdale Boulevard, Suite Q, Palmdale, CA, 93551
  • We are a full service banking and mortgage company. We specialize in Home Buyer Loans & Commercial Real Estate Loans. We serve in State of California, Florida & Texas. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

  • ASAP-Funding, Inc.
  • 1008 West Avenue, Suite A-D180, Palmdale, CA, 93551
  • ASAP Funding was created to bring to market loan products specially tailored for investors and individuals looking for better funding solutions. Our founders are experts in residential real estate. Collectively, they have originated over $720 million in loans before joining forces to create ASAP-Funding.

  • TrueDirection Lending
  • 1113 W Ave M-4, Suite F, Palmdale, CA, 93551
  • We pride ourselves on exceeding our customer's expectations in finding the most competitive rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique