FHA VS Conventional loan programs in 2026 for Discovery-Bay, Contra Costa County, California
For 2026, the conventional loan limit in Discovery-Bay, situated within Contra Costa county, CA, is established at $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to explore today's leading rates across Conventional, FHA, and USDA options. This resource assists in determining the income, credit requirements, reserves, and documentation necessary for qualification. Our advanced calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating an informed decision on which program in CA aligns with your financial situation.
2026 Loan Limits and Downpayment Requirements in Discovery-Bay, County of Contra Costa, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table is applicable to these zip codes: 94505
Conventional and FHA Loan Options in Discovery-Bay, CA
The mission of Lendersa® is to swiftly secure the best loan options for you, whether it's Conventional, USDA, or FHA, without undue stress. Start your journey with one of three designated paths to find matching lenders and loan programs.
Pacific Funding Group is Mortgage Company that provides Purchase and Refinance loans in the state of California. With branches in Brentwood and Walnut Creek CA, we have hundreds of Loan Programs to serve you including VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house mortgage loan products.
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SC Realty is a locally-owned brokerage company, focusing on residential financing and sales. We are proud to offer a full-service experience for all your residential real estate needs. At SC Realty, we are a one-stop shop whether you are selling, buying, refinancing, or looking to obtain a new loan.
All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.
With more than 2,100 members and assets over $50 million, Dow Great Western Credit Union has been providing our members with a variety of financial services for more than 83 years!
We have the distinct honor of serving our community since 1938. In 1938 the Dow Chemical Company purchased the Great Western Electro Chemical Company in Pittsburg,
For fifty years, BAC Community Bank, formerly known as Bank of Agriculture & Commerce (BAC) and ECC Bank a Division of Bank of Agriculture & Commerce (ECC), has provided comprehensive financial and banking services to three counties contiguous to the Delta. These include Contra Costa, San Joaquin and Stanislaus Counties.
Delta Schools FCU is a home grown credit union serving the financial needs of the Delta community. Part of our long term plan is to give back and support the community. If you are looking for a bank with the same values look no further. credit union serving the financial needs of the Delta community. Part of our long term plan
Empire Lending Group's mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
OE Federal Credit Union is the Credit Union for dirty hands, muddy boots, and hard hat hair. We were founded in 1964 by union workers for union workers and their families.
We know what you're thinking. You hear the words ""Credit Union"" and think small or limited. But OE Federal is the largest labor based credit union in the country.
John Hinrichs heads a real estate financial services consultant team that provides unparalleled service and performance. His team is committed to providing unbiased advice and prudent strategies for every aspect of real estate home ownership, financing and investing. His team provides home loans on single family residences.
