FHA VS Conventional loan programs in Discovery-Bay, Contra Costa County, California

For 2026, the conventional loan limit in Discovery-Bay, situated within Contra Costa county, CA, is established at $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to explore today's leading rates across Conventional, FHA, and USDA options. This resource assists in determining the income, credit requirements, reserves, and documentation necessary for qualification. Our advanced calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating an informed decision on which program in CA aligns with your financial situation.

Compare loan offers from a selection of 100 lenders

2026 Loan Limits and Downpayment Requirements in Discovery-Bay, County of Contra Costa, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to these zip codes: 94505

Conventional and FHA Loan Options in Discovery-Bay, CA

The mission of Lendersa® is to swiftly secure the best loan options for you, whether it's Conventional, USDA, or FHA, without undue stress. Start your journey with one of three designated paths to find matching lenders and loan programs.

Results for Lendersa's USDA loan request matching


  • VA Lending Group, LLC.
  • 4001 McEwen Rd, Suite 420, Dallas, TX, 75244
  • We began working with more and more veterans & became aware that there was a new feeling around the office. My team & I began to notice an influx of meaning & purpose behind our actions. It was not just helping someone refinance or purchase their home, but was helping someone who has already helped keep us & our family safe.

  • TEXASLENDING.COM
  • 4100 Alpha Rd, Suite 300, Dallas, TX, 75244
  • TexasLending.com is a family-owned business based in Dallas, Texas. Since 2001, TexasLending.com CEO Kevin Miller has guided customer service, company growth, and expertise in mortgage with three principles integrity, dignity, and expertise. Whether client, vendor, or employee, everybody who does business with TexasLending.com.

  • Josh Quinn Mortgage
  • 5001 Spring Valley Road, Suite 500W, Dallas, TX, 75244
  • Josh Quinn - NMLS# 176904. Whether you’re ready to purchase your home or refinance, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals. I work with everyone from first time buyers to seasoned investors. I have over 10 years of mortgage origination experience.

  • RCB Bank
  • 300 W. Patti Page Blvd, Claremore, OK, 74018
  • RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.

    RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.

  • The Local FCU
  • 8787 N Stemmons Freeway, Suite 185, Dallas, TX, 75247
  • The Local FCU is non-profit financial cooperative. When you join the credit union, you become a shareholder, or part "owner", of a very unique financial institution. Earnings above the required reserves are returned to you in the form of lower interest rates on loans and competitive dividends on savings.

  • Affordable Lending, LLC
  • 1140 Empire Central Drive, Suite 245, Dallas, TX, 75247
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.

  • Resolution Capital L.P.
  • 1349 Empire Central, Dallas, TX, 75247
  • Resolution Capital offers a full line of mortgage products to meet your needs. Whether you're buying a home, refinancing or need cash for debt consolidation or home improvement, we'll work hard to find the right loan for you.We have a strong and genuine belief in the "customer for life" principle of doing business: this is our number goal.

  • Longhorn Investments
  • 17103 Preston Road Suite 250, Dallas, TX, 75248
  • Longhorn Investments was formed in 2008 and is a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets. We operate in major metropolitan areas throughout TX, IN, AL, AR, NM, GA, MO, OH, TN, and NC.

  • Reliant Mortgage Ltd
  • 16950 Dallas Parkway, Suite 105, Dallas, TX, 75248
  • Reliant Mortgage LTD, where we specialize in residential mortgages. At Reliant Mortgage LTD, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Longhorn Investments
  • 17103 Preston Rd, Suite 250, Dallas, TX, 75248
  • We are a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets.Our complementary businesses include a title company and real estate law practice operating out of our corporate office.Longhorn Investments was formed in 2008.

  • Town Square Mortgage & Investments, Inc.
  • 17300 Dallas Parkway, Suite 1030, Dallas, TX, 75248
  • Founded in 2009, Town Square Mortgage has built a strong reputation as a preferred mortgage lender by serving the needs of homebuyers, real estate professionals, and builders. Town Square Mortgage is an all-inclusive mortgage lender dedicated to finding you a home loan that meets your specific needs. Having the loan process in-house

  • Prestonwood Mortgage LLC.
  • 15950 N. Dallas Pkwy, Suite 400, Dallas, TX, 75248
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible along with the best service in the industry. Furthermore we pledge to help borrowers overcome roadblocks that can arise while securing a loan