Explore the differences! FHA VS Conventional loan programs in Stanford, Santa Clara County, California

In 2025, the loan limit for Conventional loans in Stanford, located in the county of Santa Clara, CA, is $805,000. For a single-family home, the FHA limit is set at $805,000.

Utilize the Lendersa® Conventional loan calculator to assess the best available rates for Conventional, FHA, and USDA loans today. Determine the required income, credit, reserves, and documentation necessary for loan qualification. This advanced calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the most suitable program for your financial circumstances in CA.

Evaluate offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Stanford, County of Santa Clara, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

This table is relevant for zip codes: 94305, 94309

Options for Conventional and FHA Loans in Stanford, CA

Lendersa® aims to help you secure the best loan option available, whether it's Conventional, USDA, or FHA, quickly and seamlessly. Choose from one of three starting options to find matching lenders and suitable loan programs.

Lendersa's results for USDA loan matching


  • Fortress Home Loans
  • 6801 W 107th St, Suite 106, Overland Park, KS, 66212
  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.
  • SM Federal Credit Union
  • 6029 Broadmoor Street, Mission, KS, 66202
  • SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.
  • First Fidelis
  • 6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
  • At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.
  • Crossroads Investment Lending
  • 7803 Shawnee Mission Parkway, Mission, KS, 66202
  • Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves
  • The City National Bank of Taylor
  • 212 N. Main, Taylor, TX, 76574
  • Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
  • Employees Credit Union
  • 2714 Central Avenue, Estherville, IA, 51334
  • Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.
  • NorthStar Bank
  • 2202 Central Ave, Estherville, IA, 51334
  • Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
  • Viking Bank, National Association
  • 4277 Dakota Street, Alexandria, MN, 56308
  • Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based
  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223
  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.