FHA VS Conventional loan programs in 2025 for Stanford, Santa Clara County, California

In 2025, the loan limit for Conventional loans in Stanford, located in the county of Santa Clara, CA, is $805,000. For a single-family home, the FHA limit is set at $805,000.

Utilize the Lendersa® Conventional loan calculator to assess the best available rates for Conventional, FHA, and USDA loans today. Determine the required income, credit, reserves, and documentation necessary for loan qualification. This advanced calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the most suitable program for your financial circumstances in CA.

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2025 Loan Limits and Down Payment Requirements in Stanford, County of Santa Clara, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

This table is relevant for zip codes: 94305, 94309

Options for Conventional and FHA Loans in Stanford, CA

Lendersa® aims to help you secure the best loan option available, whether it's Conventional, USDA, or FHA, quickly and seamlessly. Choose from one of three starting options to find matching lenders and suitable loan programs.

Lendersa's results for USDA loan matching


  • Arch Capital Inc
  • 4411 Suwanee Dam Road, Suite 760, Suwanee, GA, 30024
  • Arch Capital Inc provide innovative mortgage solutions for various situations, including: Conventional and Jumbo loans, Fixed and Adjustable Rate options, and government options, including FHA, VA and USDA loans. Contact a home loan specialist today for more information or apply online
  • Nations First Home Mortgage Inc
  • 5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
  • Nations First Mortgage Inc is a company that provides a high level of expertise and service in the mortgage industry. We will provide superior personal service to buyers. We take pride in knowing that 70% of our business comes from repeat clients and their referrals. Our responsibility as mortgage professionals is to determine.
  • Northstar Mortgage
  • 2955 Horizon Park Drive, Suite A, Suwanee, GA, 30024
  • Northstar Mortgage is a locally owned and operated mortgage company located in Suwanee, GA. With more than two decades of experience serving the mortgage needs of our fellow Georgians, we have gained the knowledge of the industry that allows us to look out for the best interest of our clients and help them make wise and informed decisions.
  • MyLendingPal, Inc
  • 5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
  • MyLendingPal was founded in 2018 by the founders and operators of Nations First Home Mortgage Inc, company located in Suwanee GA. MyLendingPal is owned and operated by Ricky Merchant, Ricky is Roger Merchant’s son founder of Nations First Home Mortgage Inc. MyLendingPal is currently licensed in State of Georgia
  • MORTGAGE FUNDING GROUP, INC.
  • 970 Peachtree Industrial Blvd, Suite 100, Suwanee, GA, 30024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DUNWOODY MORTGAGE SERVICES, INC.
  • 4411 Suwanee Dam Rd, Suite 555, Suwanee, GA, 30024
  • Dunwoody Mortgage, our mortgage professionals are truly the best at working to find a way to get you a home loan -- and not just any loan, but the loan that works best for you. Whether you are looking to purchase or refinance, we are here to help!When other companies have told you "No" or more than likely told you nothing at all,
  • THE PERPETUAL FINANCIAL GROUP, INC.
  • 1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024
  • The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.
  • First Federal Savings Bank
  • 2 North 2nd Street, Newark, OH, 43055
  • We know what it means to chase a dream with everything you have. At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
  • Park Sterling Bank
  • 50 North Third Street, Newark, OH, 43055
  • Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w