FHA VS Conventional loan programs in 2025 for Murrieta, Riverside County, California

In 2025, the conventional loan limit for a single-family home in Murrieta, located in Riverside county, CA, is $726,200, whereas the FHA loan limit stands at $644,000.

Engage with the Lendersa® Conventional loan calculator to assess current Conventional against FHA and USDA rates, determining the necessary income, credit, and documentation to qualify. This comprehensive tool lets you juxtapose Conforming, USDA, FHA, and VA loans to select the most suitable program for your financial needs in CA.

Explore and compare loan offers from 100 lenders

2025 loan limits and down payment requirements in Murrieta, county of Riverside, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This comparison applies to the zip codes: 92563, 92562

Conventional and FHA loan options in Murrieta, CA

Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan swiftly and with ease. The three suggested starting points include: optimizing requests for loan types, comparing rate and terms, and exploring an extensive database of lenders.

Lendersa USDA loan request and matching results


  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible. If there is one thing you should know about me is that I fully understand what it means to be a true professional"
  • SO CAL REALTY
  • 14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
  • Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more
  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • We can help you with most of today’s most popular mortgage products such as FHA Loans for Purchase FHA streamline Refi Conventional Purchases with 5% down or more LPMI (Lender Paid MI) conventional purchase or Refi VA Loans Reverse Mortgage (Senior home-owners 62 and over) Fannie Mae HARP Refi
  • Business Loan Lady
  • 56100 29 Palms Hwy, Yucca Valley, CA, 92284
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
  • Nuhome Team
  • 440 E Route 66, Glendora, CA, 91740
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost. Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
  • PCMortgage
  • 1345 South Grand Avenue, Glendora, CA, 91740
  • At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.
  • SquareLend
  • 440 East Route 66, Glendora, CA, 91740
  • Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
  • JMAC Funding - The Hard Money Pros
  • PO Box 91472, San Diego, CA, 92169
  • Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.
  • Zero Point Loans Inc.
  • 4440 Twain Avenue, Suite 101, San Diego, CA, 92120
  • Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.
  • Main Street Mortgage Services
  • 15825 Main Street, 1st Floor, La Puente, CA, 91744
  • MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.