Conventional Loans Vs FHA in Needles, CA [in 2025]

For 2025, the conventional loan limit in Needles, part of San Bernardino county, CA, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare today's most competitive rates between Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage tool shows Conforming Conventional loans beside USDA, FHA, and VA options, helping you select the best fit in CA for your financial situation.

Explore Conventional and FHA Loan Options in Needles, CA

The goal of Lendersa® is to quickly and hassle-free provide you with the best possible Conventional, USDA, or FHA loan. Choose one of three initial approaches that link you with matching lenders and loan programs.

Lendersa USDA loan request and matching results

(407) 883-2778 Lender's profile and map Reviews Mortgage Money Lending Inc 941 West Morse Blvd, Suite 100, Winter Park, FL, 32789 We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,
(407) 875-0600 Lender's profile and map Reviews Palm State Mortgage Company 1151 Orange Avenue, Suite 200, Winter Park, FL, 32789 Palm State Mortgage Company has been a privately held, Florida licensed mortgage brokerage corporation, always maintaining State and Federal practices in good standing. Palm State specializes in securing the best possible mortgage loan terms for all types of residential and small commercial properties throughout the state of Florida.
(407) 801-6372 Lender's profile and map Reviews Axia Financial, LLC 1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789 Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners
(407) 730-5210 Lender's profile and map Reviews Luxe Mortgage Lending, Inc. 1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789 Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service
407-647-5323 Lender's profile and map Reviews First Florida Lending 228 Park Avenue North, Suite J, Winter Park, FL, 32789 First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.
407.435.1430 Lender's profile and map Reviews Allied Mortgage Group 941 W. Morse Boulevard, Ste 100,, Winter Park, FL, 32789 Allied Mortgage Group, Inc. is a national residential mortgage banker based outside Philadelphia. We serve consumers directly as well as third parties such as Financial Planners, Banks, Credit Unions and Brokers through our Affinity and Wholesale Lending platforms. More information on the company is located at https://alliedmg.com/
888-496-4697 Lender's profile and map Reviews Boyd Management 1085 W Morse Blvd, Winter Park, FL, 32789 Boyd Management, LLC is a Direct Private Money Lender for real estate investments. There’s no middleman; we are a direct source of private capital which means more flexibility, faster funding, & stronger relationships. Boyd Management is located in Winter Park, FL (Orlando Area). We currently lend in all of Florida & Georgia.
(716) 938-9128 Lender's profile and map Reviews Cattaraugus County Bank 120 Main Street, Little Valley, NY, 14755 We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
(843) 656-5000 Lender's profile and map Reviews First Reliance Bank 900 Johnnie Dodds Blvd, Suite 105, Mount Pleasant, SC, 29464 At First Reliance Bank, our purpose is to make the lives of our customers BETTER. And it has become a reality. We consistently deliver a level of service that is far superior to other Banks. Since we founded the Bank, a lot of things have changed, both good and bad. But through it all, we’ve clung to our seven values.