Explore the differences! FHA VS Conventional loan programs in Twentynine-Palms, San Bernardino County, California

In 2025, the conventional loan limit in Twentynine-Palms, San Bernardino County, CA, stands at $647,200, whereas the FHA limit is $562,350 for a single-family home.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see the Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in deciding which program in CA suits your financial situation best.

Compare offers from a set of 100 lenders

2025 Loan Limits and Downpayment Requirements in Twentynine-Palms, San Bernardino County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This comparison table is applicable to these zip codes: 92277, 92278

Conventional and FHA Loan Options in Twentynine-Palms, CA

The mission of Lendersa® is to secure for you the optimal Conventional, USDA, or FHA loan quickly and without hassle. You can select one of three starting points that result in matching lenders with loan programs.

Lendersa USDA loan request and matching results


  • Boykin Home Mortgage
  • 128 Millport Circle, Suite 200, Greenville, SC, 29607
  • At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.
  • STREBER MORTGAGE LLC
  • 129 Frazier, Red House, WV, 25168
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.
  • HopeSouth Credit Union
  • 807 W Greenwood Street, Abbeville, SC, 29620
  • HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.
  • MTC Federal Credit Union
  • 2A The Parkway, Greenville, SC, 29615
  • MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.
  • Upstate Mortgage
  • 8 McKenna Commons Court, Greenville, SC, 29615
  • Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools
  • Hanover Mortgage
  • 2502-A Wade Hampton Blvd, Greenville, SC, 29615
  • In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.
  • Palmetto State Home Mortgage
  • 538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
  • Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all
  • First Federal Savings and Loan Association of Valdosta
  • 411 N Patterson St, Valdosta, GA, 31601
  • First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.
  • Valdosta Teachers' Federal Credit Union
  • 102 E. Force Street, Valdosta, GA, 31601
  • The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.