FHA VS Conventional loan programs in Coachella, Riverside County, California

In the year 2026, the Conventional loan limit for Coachella, within the bounds of Riverside County in CA, is set at $726,200. Meanwhile, for a single-family home, the FHA loan limit is determined to be $644,000.

To evaluate today’s top rates, make use of the Lendersa® Conventional loan calculator. Compare Conventional, FHA, and USDA rates as you determine the income, credit, reserves, and documents you need to qualify. With this advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA laid out side by side, assisting you in selecting the right program for your financial situation in CA.

Explore and compare offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Coachella, Riverside County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This table is applicable for the following zip codes: 92236

Exploring Conventional and FHA Loan Options in Coachella, CA

Lendersa® aims to seamlessly connect you with the best available Conventional, USDA, or FHA loans. Begin with one of three straightforward approaches, each guiding you to suitable lenders and loan programs tailored to your needs.

Results from Lendersa's USDA loan matching requests


  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.

  • Signature Lenders
  • 3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Mass Mortgage
  • 2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214
  • Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.

  • Par3 Lending Inc.
  • 2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214
  • "Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for:
    all residential properties (1-4 units)
    all purposes (primary, vacation, investment"

  • Citadel Residential Corporation
  • 3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214
  • Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.

  • Keada Capital Investment Fund1 LLC
  • 3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214
  • KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help

  • Ichor Financial
  • 3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214
  • Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.

  • Anna Kara Loans
  • 1010 North Central Avenue, Glendale, CA, 91202
  • Anna Kara has a very simple and important mission when; to provide her clients with a positive and rewarding mortgage experience. Anna Kara is considered the go-to mortgage expert because she provides her clients with all the information necessary to make the right decision on mortgage financing.

  • Pacific West Mortgage Fund
  • 1971 West 190th Street, Suite 200, Torrance, CA, 90504
  • "We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing.

    For brokers and potential borrowers:
    -Business purpose loans only on most property types.
    -Our primary area is Southern CA but will consider loans in any major market etc.."

  • Vida Home Investment Inc
  • 7150 Foothill Blvd, Suite B, Tujunga, CA, 91042
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • Riley Real Estate
  • 4657 Hollywood Blvd, Unit D, Los Angeles, CA, 90027
  • Riley Real Estate is a full-service mortgage company with over 15 years of experience and thousands of funded loans. From mortgage finance consulting to full-service mortgage origination, we are here to guide your mortgage needs with honesty, transparency, and efficiency. buying, selling, refinancing, or building your dream home.