FHA VS Conventional loan programs in 2026 for Fountain-Valley, Orange County, California
For 2026, the loan limit for a Conventional mortgage in Fountain-Valley, Orange County, CA, is $970,800, while the FHA limit is $970,800 for a single-family home.
Use the Lendersa® Conventional loan calculator to assess top rates for Conventional, FHA, and USDA loans. Understand which income, credit, reserves, and documents are necessary to qualify. This advanced tool allows for a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program for your financial needs in CA.
2026 Loan Limits and Downpayment Information in Fountain-Valley, Orange, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Applicable to these zip codes: 92708
Explore Options: Conventional and FHA Loans in Fountain-Valley, CA
Lendersa® aims to efficiently secure the best Conventional, USDA, or FHA loan without hassle. Start with one of three initial paths to find matching lenders and loan options:
18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
American Prime Lending, Inc are a mortgage company based in Irvine and Cerritos California devoted to providing excellent service to our community of homeowners and future homeowners through our commitment to integrity and personalized mortgage solutions to all our clients. Whether you're a first-time homebuyer.
17785 Center Ct Dr N, Suite 660, Cerritos, CA, 90703
At Brooklyn Financial Mortgage Services we put the borrower first. You’re a person. Not a number, and certainly not just another loan. You’re also unique, and you’re searching for the best loan for your personal financial situation. As part of our world-class service, we build the right mortgage for you at the best overall cost.
12750 Center Court Drive, Suite 290, Cerritos, CA, 90703
Citywide Home Loans was founded on December 7, 1998 by Steven J. Goorman as Citywide Funding. His entrepreneurial, dynamic, and determined style has grown the small broker company of just 5 employees to the large corporation it is today. Even though Citywide Home Loans now employs nearly 800 employees and covers more than 37 states
Socalzone was founded in January 2017 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout Southern California. echnology is a focal point in the day to day operations of Socalzone Home Loans. We utilize the latest systems and software to ensure a smooth borrower.
377 E. Chapman Ave, Suite 200, Placentia, CA, 92870
Crosswalk Mortgage, Inc., our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you a safe place to discuss home loans options with our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers.
Access Lending Solutions Inc. is a California based loan provider offering solutions to homeowners looking for an un-invasive and simple approach to mortgage planning. We take a consumer-centric approach to quoting that most loan providers reject. We require very limited, bare-bones criteria to quote.
Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service.
My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.
