FHA VS Conventional loan programs in 2025 for Fountain-Valley, Orange County, California

In 2025, Convetional loan limit in Fountain-Valley, county of Orange, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fountain-Valley, county of Orange, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 92708, 92728

Conventional and FHA loan options in Fountain-Valley, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Gandi Mortgage
  • 68 Lynch Street, San Francisco, CA, 94109
  • A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. and We use the most advanced technology available to close loans quickly.
  • Property Capital Associates
  • 1000 North Point Street, Suite 1603, San Francisco, CA, 94109
  • "Property Capital Associates is dedicated to ensuring that you receive the very best loan terms. Financing real estate investment properties is a complex process regardless of loan size. Mike Klepinger founded Property Capital Associates in 2003. The mission of the company is to provide the most competitive.
  • Equity Bridge Capital
  • 1200 Gough Street, Suite 900, San Francisco, CA, 94109
  • Equity Bridge Capital is a San Francisco based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a developer needing a bridge loan to complete a construction project.
  • Fishman Financial Group, Inc.
  • 1604 Solano Ave, Albany, CA, 94707
  • Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes
  • Oak Leaf Funding
  • 1580 Solano Avenue, Suite D, Albany, CA, 94707
  • Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.
  • F.E. Forbes Company Inc.
  • 1795 Solano Ave., Berkeley, CA, 94707
  • F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.
  • Moneyline Financial
  • 1900 Noriega Street, Suite 206, San Francisco, CA, 94122
  • Moneyline Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Cournale & Co.
  • 4630 Geary Blvd., San Francisco, CA, 94118
  • Established in 1945, Cournale & Co. is a third-generation owned and operated "Full Service"​ real estate company located in the Richmond District of San Francisco. We assist clients in the marketing and purchasing of residential and commercial properties. We also manage over 600 units - from the Marina to the Mission.
  • Independent Lending Corp
  • 2 Casa Way, Suite 105, San Francisco, CA, 94123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.