FHA VS Conventional loan programs in Oakhurst, Madera County, California

The loan limit for conventional loans in Oakhurst, situated in Madera county, CA, is set at $726,200 for the year 2026. For a single-family residence, the FHA limit is $472,030.

To see today's best rates, use Lendersa®'s calculator to contrast Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents side-by-side comparisons of conforming Conventional, USDA, FHA, and VA loans, aiding you to choose the most suitable program for your financial scenario in CA.

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Loan limits and required down payments for 2026 in Oakhurst, Madera county, CA

Loan Category Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table comparison covers these zip codes: 93644

Explore Conventional and FHA loan solutions in Oakhurst, CA

Our mission at Lendersa® is to secure the optimal Conventional, USDA, or FHA loan for you swiftly and seamlessly. Choose from three starting points, each guaranteeing results in compatible lenders and loan schemes.

Result of USDA loan request matches by Lendersa


Oakhurst Lenders

  • Granite West Funding, LLC
  • 40879 CA-41, Suite 1A, Oakhurst, CA, 93644
  • Lends in California
  • "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California.
    Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."

  • New Age Mortgage Services
  • 3252 Whiteash Ave, Clovis, CA, 93619
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Green Valley Real Estate and Mortgage
  • 2308 Lombard Lane, Clovis, CA, 93619
  • Lends in California
  • Welcome to Green Valley Real Estate and Mortgage, your one stop home buying and selling destination. Looking to buy or sell a home? Be sure to contact us or view the current market right here. Searching for your next home just became a lot easier with our free, up to date real estate search that allows you to search just like an agent.

  • North Bay Capital
  • 808 Blackwood, Clovis, CA, 93619
  • Lends in California
  • North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.

  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • Lends in California
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Lends in California
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.

  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • Lends in California
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
    FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!

    FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"

  • Central Valley Communtiy Bank
  • 7100 North Financial Drive, Suite 101, Fresno, CA, 93720
  • Lends in California
  • At Central Valley Community Bank, our customers are our greatest asset. We are committed to knowing you by name and building a satisfying relationship to be the best advocate for you and your business. Everyone has unique financial challenges, and we'll take time to understand yours.

  • ALLIANCE MORTGAGE LENDING SERVICES INC
  • 7944 N. Maple Ave, Suite 116, Fresno, CA, 93720
  • Lends in California
  • Founded in 1997, Alliance Mortgage is a local mortgage company comprised of a few good mortgage professionals with deep roots in the Valley as well as comprehensive knowledge and profound experience in mortgage finance and real estate. Servicing the financing needs of homebuyers..

  • DSD Financial Inc.
  • 7614 N. Fresno St, Suite 102, Fresno, CA, 93720
  • Lends in California
  • DSD Financial partners with mortgage brokers in California to provide a simple funding source for your both Owner and Non-Owner Occupied lending needs. We have direct capital to lend and fully control the lending process from start to finish to allow for quick closings.Stop searching for a solution for your hard to place private money loans