FHA VS Conventional loan programs in Yosemite-Lakes, Madera County, California

For 2026, the limit for a Conventional loan in Yosemite-Lakes, within Madera county, CA, is $647,200. Meanwhile, the FHA loan limit for a single-family house stands at $420,680.

With the Lendersa® Conventional loan calculator, compare today's top rates between Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the best fit for your financial needs in CA.

Explore loan offers from 100 different lenders

Loan Limits and Downpayment Needs for 2026 in Yosemite-Lakes, Madera, CA

Type of Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $299,500 0%
FHA $420,680 3.5%

This comparison applies to ZIP codes: 93614

Options for Conventional and FHA Loans in Yosemite-Lakes, CA

The aim of Lendersa® is to connect you with suitable Conventional, USDA, or FHA loans quickly and hassle-free. Begin by choosing one of three paths, each leading to compatible lenders and loan programs.

Results of USDA loan requests through Lendersa


Yosemite-Lakes Lenders

  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • Lends in California
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Granite West Funding, LLC
  • 40879 CA-41, Suite 1A, Oakhurst, CA, 93644
  • Lends in California
  • "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California.
    Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."

  • New Age Mortgage Services
  • 3252 Whiteash Ave, Clovis, CA, 93619
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Green Valley Real Estate and Mortgage
  • 2308 Lombard Lane, Clovis, CA, 93619
  • Lends in California
  • Welcome to Green Valley Real Estate and Mortgage, your one stop home buying and selling destination. Looking to buy or sell a home? Be sure to contact us or view the current market right here. Searching for your next home just became a lot easier with our free, up to date real estate search that allows you to search just like an agent.

  • North Bay Capital
  • 808 Blackwood, Clovis, CA, 93619
  • Lends in California
  • North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.

  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Lends in California
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.

  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • Lends in California
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
    FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!

    FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"

  • Central Valley Communtiy Bank
  • 7100 North Financial Drive, Suite 101, Fresno, CA, 93720
  • Lends in California
  • At Central Valley Community Bank, our customers are our greatest asset. We are committed to knowing you by name and building a satisfying relationship to be the best advocate for you and your business. Everyone has unique financial challenges, and we'll take time to understand yours.

  • ALLIANCE MORTGAGE LENDING SERVICES INC
  • 7944 N. Maple Ave, Suite 116, Fresno, CA, 93720
  • Lends in California
  • Founded in 1997, Alliance Mortgage is a local mortgage company comprised of a few good mortgage professionals with deep roots in the Valley as well as comprehensive knowledge and profound experience in mortgage finance and real estate. Servicing the financing needs of homebuyers..

  • DSD Financial Inc.
  • 7614 N. Fresno St, Suite 102, Fresno, CA, 93720
  • Lends in California
  • DSD Financial partners with mortgage brokers in California to provide a simple funding source for your both Owner and Non-Owner Occupied lending needs. We have direct capital to lend and fully control the lending process from start to finish to allow for quick closings.Stop searching for a solution for your hard to place private money loans