FHA VS Conventional loan programs in Garden-Grove, Orange County, California

In the year 2025, the loan limits for Conventional options in Garden-Grove, located in Orange county, CA, are set at $970,800, whereas the FHA limits are $970,800 for single-family residences.

Lendersa® provides a Conventional loan calculator for comparing the best rates among Conventional, FHA, and USDA loans as of today. You can determine the income, credit score, reserve requirements, and necessary documents to qualify. This comprehensive mortgage calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in CA for your financial scenario.

Explore loan offers from over a hundred lenders

Loan limits and downpayment details for 2025 in Garden-Grove, Orange county, CA

Type of Loan Maximum Loan Limit Required Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The loan comparison table is relevant for zip codes: 92844, 92843, 92840, 92841, 92845, 92842, 92846

Exploring Conventional and FHA loan opportunities in Garden-Grove, CA

The mission of Lendersa® is to quickly and efficiently help you secure the best Conventional, USDA, or FHA loan without unnecessary complications. Choose one of the three initial paths to get matched with appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • Silver Spoon Properties & Lending
  • 450 N. Brand Blvd., Suite 600, Glendale, CA, 91203
  • Carlo Honanian is the Broker and President of Silver Spoon Investments. Carlo started off his career as a Vice President with Chase Bank in the early 1990s with extensive experience in residential and commercial loans, banking, compliance, human resources, sales, clients services,and branch management.
  • Prestige Home Services, Inc.
  • 12548 Avocado Way, Riverside, CA, 92503
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Top Loan Fundings
  • 3461 Hillview Drive, Riverside, CA, 92503
  • Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.
  • Pacific Sun Lending, Inc.
  • 3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503
  • Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
  • Standing Stone Real Estate, Inc.
  • 6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503
  • Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
  • Newridge Funding Group Inc.
  • 4804 Arlington Avenue, Riverside, CA, 92503
  • Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
  • Upright Mortgage
  • 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503
  • Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
  • Luther Burbank Savings
  • 175 South Beverly Dr, Beverly Hills, CA, 90212
  • Luther Burbank Savings offers a comprehensive suite of lending and savings products designed to protect and expand your enduring worth. We opened our doors in 1983 and recorded a profit in our second quarter of operations and in every quarter since. This is a true testament to our team's efforts to maintain fiscally sound banking practices