FHA VS Conventional loan programs in Santa-Ana, Orange County, California

In 2024, Convetional loan limit in Santa-Ana, county of Orange, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Santa-Ana, county of Orange, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 92703, 92701, 92705, 92704, 92707, 92706, 92702, 92712, 92735, 92799

Conventional and FHA loan options in Santa-Ana, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Klinkloans Fund - Loans for Real Estate Investors
  • 1094 S Gilbert Rd, Suite 210, Gilbert, AZ, 85296
  • Klinkloans Fund - Loans for Real Estate Investors We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.
  • Empower You! LLC
  • 1409 North Honeysuckle, Lane Gilbert, AZ, 85234
  • "We can help you get the lifestyle you desire with the best loan options and most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."
  • NationsChoice Mortgage
  • 3303 East Baseline Road, Gilbert, AZ, 85234
  • "Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994. Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
  • STARBOARD FINANCIAL
  • 4145 E Baseline Rd, Gilbert, AZ, 85234
  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
  • Alpha Mortgage
  • 3031 W. March Lane, Suite 236W, Stockton, CA, 95219
  • As a full service mortgage broker, I work with home buyers and homeowners throughout all of California who want to get the convenience of an online lender with the low rates of a local mortgage broker. We work with clients in our hometown of Stockton, but also have many clients in the Bay Area and surrounding areas.
  • ELOAN4HOME
  • 4578 Feather River Dr, Suite D, Stockton, CA, 95219
  • "At Eloan4Home. We look forward to getting you approved for your home purchase or refinance! Here at Eloan4Home we strive to give you the best mortgage service available in today’s market – easy, convenient, and with exceptional client service. We strive to take the mystery out of mortgage for our customers."
  • Majestic Mortgage Services Incorporated
  • 3520 Brookside Rd, Suite 171, Stockton, CA, 95219
  • At Majestic Mortgage Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • HPI Financial
  • 1149 Cherry St., San Carlos, CA, 94070
  • HPI Financial team is committed to providing our clients with the highest quality financial services combined with low rates and varied loan options. Our outstanding HPI Financial mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Bay Area Capital Funding
  • 790 Laurel Street, Suite 11, San Carlos, CA, 94070
  • Our company specializes in residential loans, and construction loans in Northern California. We will also do hard money and private money loans in the San Francisco Bay Area. We do provide construction money in many circumstances, usually in Northern California, for both spec and owner occupied projects
  • Barrett Financial Group, LLC
  • 2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
  • We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction! We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS