FHA VS Conventional loan programs in 2026 for Parkway, Sacramento County, California

In 2026, the conventional loan cap in Parkway, Sacramento county, CA is $763,600, while the FHA ceiling for a single-family home is $763,600.

The Lendersa® Conventional loan calculator is an excellent tool for evaluating today’s prime rates for Conventional, FHA, and USDA loans. Determine the income, credit requirements, reserves, and documents necessary to qualify. With this advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting in choosing the ideal program in CA for your unique financial circumstances.

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Loan limits and down payment requirements for 2026 in Parkway, Sacramento county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This table pertains to the following zip codes: 95823

Explore your options for Conventional and FHA loans in Parkway, CA

Lendersa® aims to provide you with the most competitive Conventional, USDA, or FHA loan efficiently and without complication. Choose from one of three pathways to connect with matching lenders and their loan programs.

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Parkway Lenders

  • Allequities Funding
  • 3811 Florin Road, Suite 3, Sacramento, CA, 95823
  • Lends in California
  • This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.

  • Pacific Wholesale Mortgage
  • 7412 Elsie Avenue, Suite 300, Sacramento, CA, 95828
  • Lends in California
  • Pacific Wholesale Mortgage is structured as a multi-level marketing company, otherwise referred to as an "MLM". This structure is designed to let you be our marketing and sales force. Instead of spending thousands of dollars on standard advertising methods, we pay you to share Pacific Wholesale Mortgage products with others.

  • Elite Norcal Corporation
  • 7412 Elsie Avenue, Sacramento, CA, 95828
  • Lends in California
  • Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • King of Loans
  • 9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Equity Zone Mortgage
  • 7811 Laguna Blvd, Suite 110, Elk Grove, CA, 95758
  • Lends in California
  • The Equity Zone Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Beatific Associates Inc.
  • 9205 Daylor Street, Elk Grove, CA, 95758
  • Lends in California
  • Experienced Real Estate Broker & Mortgage Banker with a demonstrated history of Success, Operates as CEO of Beatific Associates Inc.( Real Estate Brokerage BRE#02056389 & Mortgage Banker NMLS#1724782 ) . Skilled in Negotiation, Private Money, Conventional Loans U.S. FHA Financing, U.S. VA Loans, USDA Loans of Investment Properties, 1031 Exchange.

  • Clear Point Mortgage
  • 9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Big Valley Mortgage
  • 9250 Laguna Springs Dr #200, Elk Grove, CA, 95758
  • Lends in California
  • Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty

  • Mortgage Tree Capital
  • 9281 Office Park Circle Suite 158, Elk Grove, CA, 95758
  • Lends in California
  • Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.

  • Washington Financial
  • 5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
  • Lends in California
  • Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.