FHA VS Conventional loan programs in Lemon-Hill, Sacramento County, California

For 2026, the Conventional loan limit in Lemon-Hill, within Sacramento county, CA, is $675,050, whereas the FHA limit for a single-family home is $675,050.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA programs side by side, to help you decide on the best program for your financial needs in CA.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Lemon-Hill, Sacramento, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $675,050 3%
USDA $478,400 0%
FHA $675,050 3.5%

The comparison table applies to these zip codes: 95824

Options for Conventional and FHA Loans in Lemon-Hill, CA

The goal of Lendersa® is to secure the most favorable loan, whether it be Conventional, USDA, or FHA, quickly and without hassle. Select one of three starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Binary Investments, LLC
  • 6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
  • We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.

  • High Desert Capital LLC
  • 6080 Surety Dr, Suite 101, El Paso, TX, 79905
  • "The commercial lending market in El Paso, Texas is as
    diverse as the people who populate this city. Our vision
    of providing premier, non-traditional lending services is
    uniquely designed to serve the needs for El Paso, Texas.Our
    commitment to you is to deliver these services through our
    philosophy of working creatively with our clients."

  • Home Plate Mortgage
  • 6070 Gateway East, Suite 311, El Paso, TX, 79905
  • Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs

  • evolve Federal Credit Union
  • 8820 Gazelle Drive, El Paso, TX, 79925
  • evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.

  • GECU
  • 1225 Airway Blvd, El Paso, TX, 79925
  • In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.

  • Sun City Home Loans
  • 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925
  • Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.

  • Rocky Mountain Mortgage Company
  • 2244 Trawood Dr Suite 100, El Paso, TX, 79935
  • Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.

  • The State Bank
  • 124 Colorado Street, La Junta, CO, 81050
  • The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.

  • The Colorado Bank & Trust Company
  • 301 Colorado Ave, La Junta, CO, 81050
  • At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.

  • Marquis Lending
  • 1473 N. Lee Trevino, El Paso, TX, 79936
  • Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.

  • My Home Loans LLC
  • 1473 Lee Trevino Drive, Suite B, El Paso, TX, 79936
  • At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way
    We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans.