FHA VS Conventional loan programs in Pinole, Contra Costa County, California

In 2026, the loan limit for Conventional loans in Pinole, within Contra Costa county of CA, is $1,089,300, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare current rates across Conventional, FHA, and USDA loans and find out the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA options, helping you to determine the best program in CA for your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Pinole, Contra Costa County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is applicable to zip codes: 94564

Conventional and FHA Loan Options in Pinole, CA

The mission of Lendersa® is to acquire the most suitable Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three starting points that connect you with matched lenders and loan programs perfectly suited to your needs.

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Pinole Lenders

  • Mardel Realty & Loans Inc.
  • 614 Silver Maple Dr, Hercules, CA, 94547
  • Lends in California
  • Mardel Realty & Loans Inc. team, Doris de Leon is the professional you want to work with if you are looking for someone that goes above and beyond serving your real estate and mortgage needs. Doris will assist you with all Bay Area real estate needs. Doris will also assist you in all your mortgage needs

  • ZRE Funding
  • 3646 Park Ridge Drive, Richmond, CA, 94806
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Delta Bay Realty
  • 2578 Mac Arthur Avenue, San Pablo, CA, 94806
  • Lends in California
  • Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.

  • Jadestone Mortgage, Inc.
  • 3260 Blume Dr, Suite 320, Richmond, CA, 94806
  • Lends in California
  • "Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans.

    Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.

  • Griselda Ledesma and Ledesma Team
  • 12553 San Pablo Avenue, Richmond, CA, 94805
  • Lends in California
  • Griselda Ledesma and Ledesma Team As a team we value visionary thinking, productivity, accountability and growth. With over 100 years of combined experience we are proud to be a quality resource for our community, yet remain humble and grateful to have the opportunity to serve. Our work is much more than real estate and mortgage.

  • Fishman Financial Group, Inc.
  • 1604 Solano Ave, Albany, CA, 94707
  • Lends in California
  • Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes

  • Oak Leaf Funding
  • 1580 Solano Avenue, Suite D, Albany, CA, 94707
  • Lends in California
  • Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.

  • F.E. Forbes Company Inc.
  • 1795 Solano Ave., Berkeley, CA, 94707
  • Lends in California
  • F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.

  • Crestline Financial Inc.
  • 320 Arkansas Street, Vallejo, CA, 94590
  • Lends in California
  • "Crestline Financial Inc The home loan process can be an intimidating one, especially for first time home buyers or those who may have been turned down by other companies.
    Crestline Financial has a professional and courteous staff who is prepared to assist you through each phase of the lending process."

  • Wall Street Money Brokers
  • 1320 Arnold Drive, Suite 171, Martinez, CA, 94553
  • Lends in California
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity.We provide Real Estate financing for people wishing to Purchase and or Refinance their homes.