FHA VS Conventional loan programs in 2025 for Placerville, El Dorado County, California
In 2025, the upper threshold for a Conventional loan in Placerville, located within El Dorado county, CA, is $763,600. In contrast, the FHA loan cap for a single-family home is $763,600.
Leverage the Lendersa® Conventional loan calculator to compare the most favorable rates available today between Conventional, FHA, and USDA loans. It is essential for evaluating the income, credit score, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator allows you to simultaneously view Conforming Conventional loans, USDA, FHA, and VA loans, assisting you in selecting the best-suited program for your specific financial conditions in CA.
2025 Loan Limits and Down Payment Requirements in Placerville, El Dorado, CA
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$763,600
3%
USDA
$540,000
0%
FHA
$763,600
3.5%
This comparison table is applicable for the following zip codes: 95667
Exploring Conventional and FHA Loan Options in Placerville, CA
At Lendersa®, our objective is to promptly connect you with the best possible loan solutions, whether it's Conventional, USDA, or FHA, without any hassle. You can select from three initial pathways aimed at finding matching lenders and suitable loan programs tailored to your financial requirement.
16476 Bernardo Center Dr, Suite 127, San Diego, CA, 92128
Platinum Mortgage is all about the relationship we build with our clients, it all begins & ends with our clients.We will take the utmost care to ensure that our clients goals are exceeded & there financial health is always in a better place when they use services. Platinum Mortgage has the knowledge, experience & wherewithal to structure your loan
11956 Bernardo Plaza Dr, Suite 135, San Diego, CA, 92128
Our Mission is to earn the trust of our clients through performance of professional hard work and dedication to achieve our clients goals; whether Selling, buying or obtaining the best Mortgage Rate and and Term for your next Purchase or Refinance. We aim to be our clients best choice.
11828 Rancho Bernardo Road, Suite 201, San Diego, CA, 92128
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128
Source Capital has funded hundreds of millions of dollars in loans secured by real estate. As a direct, licensed private hard money lender, our clients can count on us to deliver fair terms and fund quickly. We work with all types of borrowers and understand even the most complex scenarios.
11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128
Founded in 2007 and headquartered in San Diego, California, Source Capital Funding, a hard money lender that specializes in the underwriting and funding of commercial and residential hard money real estate loans in California, Arizona Oregon, and Minnesota.Source Capital has a diverse background in real estate, sales and corporate finance.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.
Jenny Kuball | Capitol Mortgage Company Loan Officer
2254 Wilmington Ave NW, Salem, OR, 97304
As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.
