FHA VS Conventional loan in Placerville, El Dorado County, California
In 2026, the upper threshold for a Conventional loan in Placerville, located within El Dorado county, CA, is $763,600. In contrast, the FHA loan cap for a single-family home is $763,600.
Leverage the Lendersa® Conventional loan calculator to compare the most favorable rates available today between Conventional, FHA, and USDA loans. It is essential for evaluating the income, credit score, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator allows you to simultaneously view Conforming Conventional loans, USDA, FHA, and VA loans, assisting you in selecting the best-suited program for your specific financial conditions in CA.
2026 Loan Limits and Down Payment Requirements in Placerville, El Dorado, CA
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$763,600
3%
USDA
$540,000
0%
FHA
$763,600
3.5%
This comparison table is applicable for the following zip codes: 95667
Exploring Conventional and FHA Loan Options in Placerville, CA
At Lendersa®, our objective is to promptly connect you with the best possible loan solutions, whether it's Conventional, USDA, or FHA, without any hassle. You can select from three initial pathways aimed at finding matching lenders and suitable loan programs tailored to your financial requirement.
4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
Lends in California
EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3161 Cameron Park Drive, Suite 108, Shingle Springs, CA, 95682
Lends in California
Vision Mortgage was established in 1998 with customer service at the forefront of its mission plan. The company’s major growth pattern spans over the last 5 years. The foundation of this growth has been the continued focus on customer service coupled with the best interest rates in the industry.
3420 Coach Lane, Suite 12, Shingle Springs, CA, 95682
Lends in California
We are a full-service mortgage company based in Cameron Park, CA. We specialize in Conventional loans, FHA loans, and VA loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
981 Governor Dr, Suite 102, El Dorado Hills, CA, 95762
Lends in California
Jason Alcazar, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762
Lends in California
The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.
4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762
Lends in California
At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.
989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762
Lends in California
Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.
we’re the faces behind MLS Mortgage Group, Eric and Shel House, a husband and wife team that live where we work – in the heart of our hometown, MN. Our business is based out of NE Minneapolis where the community is fantastic and there are amazing, fun happenings on a regular basis.
Broker Direct Lending as a disrupter in the mortgage industry by offering a streamline, wholesale home loan to a marketplace dominated by Big Banks and Direct Lenders. Broker Direct Lending gets to hand select its lender partners. As a mortgage broker Marcus in control of what wholesale lenders I partner with.
