FHA VS Conventional loan in Placerville, El Dorado County, California
In 2025, the upper threshold for a Conventional loan in Placerville, located within El Dorado county, CA, is $763,600. In contrast, the FHA loan cap for a single-family home is $763,600.
Leverage the Lendersa® Conventional loan calculator to compare the most favorable rates available today between Conventional, FHA, and USDA loans. It is essential for evaluating the income, credit score, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator allows you to simultaneously view Conforming Conventional loans, USDA, FHA, and VA loans, assisting you in selecting the best-suited program for your specific financial conditions in CA.
2025 Loan Limits and Down Payment Requirements in Placerville, El Dorado, CA
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$763,600
3%
USDA
$540,000
0%
FHA
$763,600
3.5%
This comparison table is applicable for the following zip codes: 95667
Exploring Conventional and FHA Loan Options in Placerville, CA
At Lendersa®, our objective is to promptly connect you with the best possible loan solutions, whether it's Conventional, USDA, or FHA, without any hassle. You can select from three initial pathways aimed at finding matching lenders and suitable loan programs tailored to your financial requirement.
7000 North Mopac Expressway, Suite 200, Austin, TX, 78739
Put our speed, responsive service, and simple hard money loan products to work for you.
Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days!
If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla
7719 Wood Hollow Drive, Suite 150, Austin, TX, 78731
Hardy Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Elite Team of individuals who will provide our customers with excellent service and an exceptional loan experience. Family and team culture is our main focus so that every member of our company knows their value. We strive to provide each individual with the necessary tools to become their very best.
101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728
Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
5901 Old Fredericksburg Rd, Suite C103, Austin, TX, 78749
Premier Residential Mortgagae of tx goal is to exceed your expectations during the home financing process. We will achieve this by carefully explaining the process, researching and providing advice on the best available product(s) for your family, and keeping you informed while meeting the closing date
Arlington State Bank is a branch office of Arlington State Bank. They provide the following services: Full Service Office Location and are located at 230 West Main Street in Arlington Minnesota.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
