FHA VS Conventional loan programs in 2025 for Cameron-Park, El Dorado County, California

In 2025, Convetional loan limit in Cameron-Park, county of El Dorado, CA is $675,050 while FHA limit is $675,050 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cameron-Park, county of El Dorado, CA

Loan Type Loan Limit Down payment
Conventional Conforming $675,050 3%
USDA $478,400 0%
FHA $675,050 3.5%

The comparison table applies to zip codes: 95672, 95682

Conventional and FHA loan options in Cameron-Park, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Commonwealth Bancorp
  • 2812 Santa Monica Boulevard, Suite 202, Santa Monica, CA, 90404
  • Commonwealth Bancorp, where we specialize in residential mortgages. At Commonwealth Bancorp, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Fidelity Capital Home Loans
  • 1425 Stanford Street, Suite 3, Santa Monica, CA, 90404
  • Fidelity Capital Home Loans focuses on all aspects of residential lending working directly with Buyers, Home Owners, Realtor Partners as well as Lawyers, CPA’s and other professionals. Integrity and a commitment to excellence is our standard and David Patrick Baron. The Broker, and Owner of Fidelity Capital Home Loans.
  • Caltech Employees Federal Credit Union
  • 515 S. Wilson Ave, Pasadena, CA, 91125
  • On April 11, 1950, seven Caltech employees established Caltech Employees Federal Credit Union (CEFCU). Each of these founding members contributed one share of $5 to the first pool of Credit Union money. After 70 years of service, the Credit Union has grown from those first seven-member accounts
  • Wescom Central Credit Union
  • PO Box 7058, Pasadena, CA, 91109
  • Since 1934, Wescom Credit Union has been dedicated to helping members throughout Southern California build better lives. Now with 24 branches, we provide essential banking solutions to more than 200, 000 members. Like all credit unions, Wescom is a non-profit financial cooperative, and our members are our owners.
  • F2YES
  • 233 Wilshire Blvd Suite 515, Santa Monica, CA, 90401
  • F2 Finance offers fast and flexible financing for property investors, with loans ranging from $200k to $2m. They provide terms from 1 to 24 months without prepayment penalties and can fund deals quickly, often within 36 hours. The company lends against various property types, including residential and commercial. As a balance sheet lender, F2 Finan
  • Prime Group
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Target Rate
  • 710 Santa Monica Blvd, Santa Monica, CA, 90401
  • Target Rate is the culmination of 25 plus years in the mortgage industry. I have helped thousands of clients, trained other loan agents, real estate agents and processors. I have managed branches, overseen operations, underwriting, sales and most importantly held clients hands as they navigate through the most important financial transaction
  • American Mortgage Capital
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Addison Funding
  • 1022 Olancha Drive, Los Angeles, CA, 90065
  • We, on the other hand, work for you, are approved on a wholesale level with a multitude lenders and have the marketing knowledge that can direct us to that wholesale conduit offering Conventional, FHA, VA, expanded conforming, jumbo or super jumbo financing at the best prevailing rates, but it doesn’t stop there.
  • Evoque Lending
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Evoque Lending has the in-house expertise and systems in place to approve borrowers for California hard money loans within 24 hours and follow that up with funding in seven to 10 days. Through more than 23 years in the industry and its focus on customer service, Evoque Lending has established itself as the leading hard money lender in Los Angeles,
  • Evoque Lending
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
  • East West Bank
  • 135 N. Los Robles Ave, 7th Floor, Pasadena, CA, 91101
  • East West Bank has served as a pathway to success. With over 120 locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multicultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunitie