FHA VS Conventional loan programs in 2024 for Auburn-Lake-Trails, El Dorado County, California

In 2024, Convetional loan limit in Auburn-Lake-Trails, county of El Dorado, CA is $675,050 while FHA limit is $675,050 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Auburn-Lake-Trails, county of El Dorado, CA

Loan Type Loan Limit Down payment
Conventional Conforming $675,050 3%
USDA $478,400 0%
FHA $675,050 3.5%

The comparison table applies to zip codes: 95614

Conventional and FHA loan options in Auburn-Lake-Trails, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Fulcrum Home Loans
  • 971 E Winding Creek Drive, Eagle, ID, 83616
  • At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience! We do this by providing no non-sense financial advice, top notch customer service, speedy pre-approvals and rate quotes, as well as competitive rates and terms.
  • Pioneer Federal Credit Union
  • 250 W 3rd S, Mountain Home, ID, 83647
  • PFCU is a not-for-profit, member-owned and member-operated financial cooperative. Established in 1954, PFCU has grown to move the money forward of more than 43, 000 members. We're dedicated to providing our members with the very best in financial services at competitive rates and terms.
  • Mountain Home Mortgage
  • 797 S Haskett St, Mountain Home, ID, 83647
  • At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.
  • US Lender Home Loans Inc
  • 4429 Hillside Drive, Banning, CA, 92220
  • US Lender is a offer home loan solutions to clients who are looking to either buy or refinance a home. We arrange a variety of mortgages for our clients that suit their particular needs, preferences and requirements. So whether you are just looking for a more competitive interest rate.
  • Mares Mortgage
  • 32172-A Camino Capistrano, Suite A, San Juan Capistrano, CA, 92675
  • Mares Mortgage is rated first, locally & recommended as the most convenient home loan option. A standard that has been perfected for more than two decades. When Cutberto started providing loans in 1993, he did not just want to provide quality financing. Honesty, Integrity, Customer Service, not something you often hear about in a mortgage company.
  • First California Financial Inc.
  • 30531 Via Ventana, San Juan Capistrano, CA, 92675
  • Since 1991, we have been providing mortgage loans to individuals like yourself. We specialize in custom programs that fit the needs of any home owner. Whatever challenges there may be, we will work one-on-one with you to get the best possible quote. And, customers with good credit will have the benefit of taking advantage of our special rates.
  • RSI Financial Services
  • 31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675
  • RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
  • Hybrid Agent Group Inc.
  • 31910 Del Obispo Street, Suite 100, San Juan Capistrano, CA, 92675
  • Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service. We partner with some of the most competitive investors in the industry. Hybrid Agents practicing lending and real estate use a fully integrated