FHA VS Conventional loan in El-Dorado-Hills, El Dorado County, California

In 2025, the maximum loan amount for a Conventional loan in the city of El-Dorado-Hills, situated within El Dorado county, CA, is $675,050. Meanwhile, for a single-family home, the FHA loan limit is set at $675,050, providing potential homeowners insight into the loan boundaries for their region.

Employ the Lendersa® Conventional loan calculator to explore and contrast today's optimal rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation needed to meet qualifications. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, supporting your decision-making process to select the ideal option in CA for your unique financial scenario.

Evaluate loan offers from an array of 100 lenders

2025 Loan Limits and Down Payment Requirements in El-Dorado-Hills, County of El Dorado, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $675,050 3%
USDA $478,400 0%
FHA $675,050 3.5%

This table is applicable to the following zip codes: 95672, 95762, 95682

Explore Conventional and FHA Loan Choices in El-Dorado-Hills, CA

The primary aim of Lendersa® is to connect you with the most favorable Conventional, USDA, or FHA loan options swiftly and smoothly. Start by choosing one of the three pathways that will align you with suitable lenders and loan programs. Understanding these paths empowers you to make informed decisions and secure a loan that corresponds with both your financial objectives and housing goals.

Results of Lendersa USDA loan requests and matches


  • In Park Lending
  • 2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
  • In Park Lending strives to provide affordable mobile home financing options to first time buyers and existing manufactured homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process. We want our customers to have the confidence.
  • Bankore Financial, Inc.
  • 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008
  • Blackstone Financial, Inc. understands that obtaining a mortgage can be a complicated and intimidating process. That’s why we are on your side. We develop residential and commercial mortgage and financing strategies that are customized for your specific needs. We do not provide template and cookie-cutter solutions.
  • Fitzpatrick Capital
  • 1921 Palomar Oaks Way, Suite 201, Carlsbad, CA, 92008
  • Fitzpatrick Capital was founded in 2003 and has grown to be one of the most reputable mortgage companies in the greater San Diego area. Meghan and the Fitzpatrick Capital team take pride in assuring that all clients are represented and served in the finest way possible. A master of her Industry
  • Lineage Lending
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • Lineage Lending is a full-service, boutique brokerage offering real estate sales & financing including reverse mortgage loans & puts into daily practice a high level of integrity, honesty & customer service that is unmatched in this industry.It is & always has been our goal to stand out as beacon within the industry for all others to strive towards
  • Great Rate Home Loans
  • 5810 El Camino Real, Suite D, Carlsbad, CA, 92008
  • Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals, to secondary marketing and to our management team. We invite you to experience Your Mortgage Planning as your mortgage broker for life. We will get great deals for your financial plan.
  • Dolan Gaddi Lending, Inc.
  • 1932 Kellogg Avenue, Carlsbad, CA, 92008
  • "DG Funding is changing the mortgage lending experience for the better. We are a rising leader in the marketplace, with over 1, 400 families funded to date. We operate as an independent mortgage bank with direct access to Fannie Mae, Freddie Mac, FHA and VA; but also gain you access to a carefully chosen group of wholesale, correspondent"
  • Wilson Financial Group Inc.
  • 2244 Faraday Ave, Suite 112, Carlsbad, CA, 92008
  • At Wilson Financial, we put our focus on each client's unique financial needs. This means focusing on education and fostering communication so that every client fully understands their options, and the impact that each product will have on their broader strategy.We offer a broad range of mortgage options, designed to compliment your goals.
  • RealMortgage, Inc.
  • 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008
  • "We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process. Working with us, you’ll save money by choosing the most cost effective financial service available to you. And, you’ll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time"
  • Premier Home Mortgage Loans
  • 1902 Wright Place, 2nd Floor, Carlsbad, CA, 92008
  • Premier Home Mortgage Loans working for retail mortgage companies and call centers, I felt there had to be a better way to serve individuals looking for a home mortgage. The lack of personal attention and slow processing times made it frustrating for borrowers. I decided to create a company that would address these issues and put the client.