FHA VS Conventional loan programs in El-Dorado-Hills, El Dorado County, California
In 2026, the maximum loan amount for a Conventional loan in the city of El-Dorado-Hills, situated within El Dorado county, CA, is $675,050. Meanwhile, for a single-family home, the FHA loan limit is set at $675,050, providing potential homeowners insight into the loan boundaries for their region.
Employ the Lendersa® Conventional loan calculator to explore and contrast today's optimal rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation needed to meet qualifications. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, supporting your decision-making process to select the ideal option in CA for your unique financial scenario.
2026 Loan Limits and Down Payment Requirements in El-Dorado-Hills, County of El Dorado, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
This table is applicable to the following zip codes: 95672
Explore Conventional and FHA Loan Choices in El-Dorado-Hills, CA
The primary aim of Lendersa® is to connect you with the most favorable Conventional, USDA, or FHA loan options swiftly and smoothly. Start by choosing one of the three pathways that will align you with suitable lenders and loan programs. Understanding these paths empowers you to make informed decisions and secure a loan that corresponds with both your financial objectives and housing goals.
The Summit Financial Team has over 200 years combined mortgage lending experience. We are well versed in all aspects of the mortgage origination process. Whether you are seeking Conventional, FHA & VA, Construction, Reverse Mortgage or Alternative financing, Summit Financial is here for you.
567 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
Founded in 1990, EquityReach Mortgage Solutions is a full-service mortgage banking company offering an extensive selection of Conventional, Government, Bond Programs, Jumbo and Reverse Mortgage real estate loans. EquityReach Mortgage Solutions is a division of Golden Empire Mortgage, Inc, one of the most successful.
556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process.
We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.
214 East Branch Street, Suite B, Arroyo Grande, CA, 93420
At Assist Home Loans, a premier mortgage brokerage providing customers with direct access to the nation’s best lenders. We’ll leverage decades of experience to help you navigate the home loan process and use our expertise to find the perfect lender with the best loan for your unique situation.
Home Again is a highly respected, and proudly recommended brokerage that retains a high level of personal attention towards each of the clients it chooses to work with. I did not become a broker to focus on creating a firm WIDE with Sales Agents in the field. No, I became a broker to focus my energy, knowledge and experience on just my own clients.
136 Bridge Street, Suite B, Arroyo Grande, CA, 93420
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. You may also evaluate your different financing options
At Mariner Mortgage Inc., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We are a full-service mortgage company based in Arroyo Grande, California. We specialize in FHA Loans, VA Loans, Reverse Home Loans, and conventional home Loans in Arroyo Grande.
In 1952, a small group of dedicated and concerned state employees from Union #35 met for the purpose of forming a financial cooperative for co-workers and their families. From these very humble beginnings, Safe 1 Credit Union was founded and formed.
The first Safe 1 ""office"" was actually a room located in the home of our first manager.
Local Lenders Group is a California Mortgage Company offering the most competitive mortgage interest rates, and fees. We specialize in the following loan products : FHA, VA, Conventional, Jumbo's, Private Money and Refinances.
Customer service is very important to us. As we continue to improve and expand our services,
