FHA VS Conventional loan in El-Dorado-Hills, El Dorado County, California
In 2026, the maximum loan amount for a Conventional loan in the city of El-Dorado-Hills, situated within El Dorado county, CA, is $675,050. Meanwhile, for a single-family home, the FHA loan limit is set at $675,050, providing potential homeowners insight into the loan boundaries for their region.
Employ the Lendersa® Conventional loan calculator to explore and contrast today's optimal rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation needed to meet qualifications. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, supporting your decision-making process to select the ideal option in CA for your unique financial scenario.
2026 Loan Limits and Down Payment Requirements in El-Dorado-Hills, County of El Dorado, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
This table is applicable to the following zip codes: 95672
Explore Conventional and FHA Loan Choices in El-Dorado-Hills, CA
The primary aim of Lendersa® is to connect you with the most favorable Conventional, USDA, or FHA loan options swiftly and smoothly. Start by choosing one of the three pathways that will align you with suitable lenders and loan programs. Understanding these paths empowers you to make informed decisions and secure a loan that corresponds with both your financial objectives and housing goals.
981 Governor Dr, Suite 102, El Dorado Hills, CA, 95762
Lends in California
Jason Alcazar, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762
Lends in California
The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.
4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762
Lends in California
At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.
989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762
Lends in California
Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3161 Cameron Park Drive, Suite 108, Shingle Springs, CA, 95682
Lends in California
Vision Mortgage was established in 1998 with customer service at the forefront of its mission plan. The company’s major growth pattern spans over the last 5 years. The foundation of this growth has been the continued focus on customer service coupled with the best interest rates in the industry.
3420 Coach Lane, Suite 12, Shingle Springs, CA, 95682
Lends in California
We are a full-service mortgage company based in Cameron Park, CA. We specialize in Conventional loans, FHA loans, and VA loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
Heritage Community Credit Union Credit Union (HCCU), not-for-profit financial cooperative, has provided friendly and trusted guidance to members in the greater Sacramento area since 1953. As a financial cooperative, HCCU can — with authentic credibility — deliver the brand promise that we want our members to, “Profit Wherever You Go.
United Financial Services was founded by Todd Zancaner in 2006. Working for large banks and retail branches I realized that I could provide more to my clients with little over head and more experience then most of the big banks and I could give back to my clients so that is when I knew starting United Financial Services was the best option for me.
