FHA VS Conventional loan in Poway, San Diego County, California

For 2025, the limit for Conventional loans in Poway, within the county of San Diego, CA, reaches $977,500. In contrast, the FHA cap for a single-family home is set at $977,500.

Utilize the Lendersa® Conventional loan calculator to evaluate and contrast the current best rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the best program in CA for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Poway, San Diego County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $703,800 0%
FHA $977,500 3.5%

This comparison table applies to the following zip codes: 92064, 92074

Options for Conventional and FHA Loans in Poway, CA

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loans quickly and effortlessly. Choose from one of three pathways that lead to matching lenders and loan programs.

Matching results for Lendersa USDA loan requests


  • Firehouse Mortgage
  • 7702 FM 1960 East, Suite 202, Humble, TX, 77346
  • Firehouse Mortgage became a reality for Rachel and Aaron in 2018. They wanted to give their clients a better option for their home mortgage. After gaining valuable knowledge in the mortgage industry, they decided to start their own company. The Clarks treat every client like they are family and ensure they are happy with their home purchase.
  • 1st Community Mortgage Group LLC
  • 18525 West Lake Houston Parkway, Suite 105, Humble, TX, 77346
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Midwest Community Credit Union
  • 1909 Old South Palmetto Street, Sioux City, IA, 51106
  • Midwest Community Credit Union is a financial institution that offers mobile banking, loans, gift, debit, and credit card services. Midwest Community Credit Union has been open since 1955. The credit union has assets totaling $42.5 Million and provides banking services to more than 3,000 members.
  • Liberty National Bank IA
  • 4425 Singing Hills Blvd., Sioux City, IA, 51106
  • In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.
  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Dash Home Mortgage Corporation
  • 129 Circle Way, Suite A ½, Lake Jackson, TX, 77566
  • CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S
  • Lufkin Federal Credit Union
  • 204 Gobblers Knob Road, Lufkin, TX, 75904
  • Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.