FHA VS Conventional loan in Poway, San Diego County, California

In 2025, Convetional loan limit in Poway, county of San Diego, CA is $977,500 while FHA limit is $977,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Poway, county of San Diego, CA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $703,800 0%
FHA $977,500 3.5%

The comparison table applies to zip codes: 92064, 92074

Conventional and FHA loan options in Poway, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lend Quick Mortgage
  • 729 Sunrise Avenue, Suite 600, Roseville, CA, 95661
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Unified Home Loans
  • 1768 Grey Owl Circle, Roseville, CA, 95661
  • Unified Home Loans is the premier mortgage broker servicing the Greater Sacramento area and throughout California. We foster close relationships with real estate agents, home buyers, and sellers while providing exceptional service and our unmatched expertise on home financing solutions.
  • United Wholesale Lending
  • 1677 Eureka Rd, Suite 201, Roseville, CA, 95661
  • "UWL’s success is based on a simple but effective principle: attract great people, to a great workplace, and give them the tools they need to do great work. ​We’re a winning team dedicated to making dreams come true for our team members, our referral partners, and the homeowners we all serve."
  • West Coast Lending Team
  • 775 Sunrise Ave. #150, Roseville, CA, 95661
  • West Coast Lending Team For purchase or refinance home loans, let us help you find the best deal in the least amount of time. With our focus on great customer service, integrity, and fast processing system, we make home loans convenient and transparent for you and alos our Our fast and dedicated team will find you the best deal.
  • Catalyst Mortgage
  • 3013 Douglas Blvd. Ste 135, Roseville, CA, 95661
  • Catalyst Mortgage specializes in Residential Mortgage Lending; We offer home loan products including but not limited to Conventional, FHA, VA, USDA, 203K Home Loan Products. We are Licensed in California and have been in business since 2005. Our staff has collective industry experience of over 50 years
  • Commercial Capital Funding
  • 2251 Douglas Blvd. Ste. 100, Roseville, CA, 95661
  • Commercial Capital Funding has listened to the concerns of Real Estate Agents and is out to change the real estate agent/ loan officer relationship. With a growing need for easier access to mortgage loans and a desire for faster closings we are quickly addressing the needs of both the real estate professional and the borrower.
  • Travis Credit Union
  • PO Box 2069, Vacaville, CA, 95696
  • Travis Credit Union works every day to make a difference in the lives of the people we serve. As a secure and trusted financial institution, we advocate for the financial education and well-being of our members, and we give back to their local communities. To date, we have sponsored 200+ charities and local causes and volunteered 13, 000+ hour.
  • Lake Tahoe Mortgage LLC
  • 899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
  • Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns
  • Sequoia Mortgage Capital, Inc.
  • PO Box 2524, San Anselmo, CA, 94979
  • Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.