FHA VS Conventional loan programs in San-Diego-Country-Estates, San Diego County, California

In 2025, Convetional loan limit in San-Diego-Country-Estates, county of San Diego, CA is $879,750 while FHA limit is $879,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in San-Diego-Country-Estates, county of San Diego, CA

Loan Type Loan Limit Down payment
Conventional Conforming $879,750 3%
USDA $615,000 0%
FHA $879,750 3.5%

The comparison table applies to zip codes: 92065

Conventional and FHA loan options in San-Diego-Country-Estates, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • FINN LEND HOME LOANS
  • 1000 W Maple Rd, Suite 109, Troy, MI, 48084
  • "We’re making getting a mortgage easier than ever before. FINN LEND HOME LOANS has an experienced team of brokers on staff.From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."
  • EMPIRE MORTGAGE COMPANY LLC
  • 3310 W Big Beaver, Suite 120, Troy, MI, 48084
  • Empire Mortgage Company LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.Ben Fisher owner at Empire Mortgage Company, LLC.Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.Ben have the knowledge and expertise what you need.
  • Ross Mortgage Corporation
  • 2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
  • Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
  • eMortgage Funding LLC
  • 888 W. Big Beaver Rd, Suite 1290, Troy, MI, 48084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • OUR Credit Union-Rochester Rd
  • 3070 Normandy Rd, Royal Oak, MI, 48073
  • OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
  • Dillon Hunter LLC
  • 1411 Amelia Avenue, Royal Oak, MI, 48073
  • When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.
  • Citizens Bank of Kentucky
  • 620 Broadway, Paintsville, KY, 41240
  • At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner. To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.
  • Premia Relocation Mortgage
  • 1111 W. Long Lake Road, Suite 102, Troy, MI, 48098
  • Our experienced team has focused on financing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.
  • Northstar Bank
  • 1100 East Caro Road, Caro, MI, 48723
  • Northstar Bank is a locally owned and operated bank and proud to be a top-producing lender by Independent Banker®! Let Northstar Bank, one of the most responsive, relationship-based banks in Michigan, partner with you. Our commitment to superior service and local decision making will ensure an excellent banking venture for you.
  • Oakland University Credit Union
  • 2200 N Squirrel Rd, Rochester, MI, 48309
  • MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.
  • Lucrative Home Loans Inc
  • 2490 Walton Boulevard, Suite 101, Rochester, MI, 48309
  • Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our clients’ convenience, was essential to our many years of success.