FHA VS Conventional loan in Ramona, San Diego County, California
For 2026, the Conventional loan ceiling in Ramona, located in the county of San Diego, CA, is $977,500, whereas the FHA ceiling for a single-family house is $977,500.
Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans, determining the required income, credit, reserves, and documentation. Our mortgage calculator lets you compare Conforming Conventional loans against USDA, FHA, and VA options side by side, aiding in selecting the optimal program for your financial status in CA.
Loan limits and down payment requirements for 2026 in Ramona, San Diego, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$977,500
3%
USDA
$703,800
0%
FHA
$977,500
3.5%
This comparison covers zip codes: 92065
Conventional and FHA Loan Choices in Ramona, CA
Lendersa® strives to provide you with the best Conventional, USDA, or FHA loan options promptly and effortlessly. Choose from three starting strategies that pair you with appropriate lenders and loan plans.
Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
2200 Sunrise Blvd, Suite 168, Rancho Cordova, CA, 95670
For 25 years we have been helping clients with home loans by giving them options and helping them navigate the lending process. Not sure you will qualify? There is NO COST to getting pre-approved, give us a call to get started today!
Jim Langdon (Branch NMLS #304050) has been in the Home Loan Consulting business for 25 years.
Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,
11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
"Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
First U.S. has been making a difference in the financial lives of our members with affordable loans, generous savings programs and friendly, personal service full line of savings options, loan solutions and decades of home financing experience, First U.S. has the products and services you need to achieve your goals.
The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess
Griselda Ledesma and Ledesma Team As a team we value visionary thinking, productivity, accountability and growth. With over 100 years of combined experience we are proud to be a quality resource for our community, yet remain humble and grateful to have the opportunity to serve. Our work is much more than real estate and mortgage.
Mardel Realty & Loans Inc. team, Doris de Leon is the professional you want to work with if you are looking for someone that goes above and beyond serving your real estate and mortgage needs. Doris will assist you with all Bay Area real estate needs. Doris will also assist you in all your mortgage needs
