For 2025, the Conventional loan ceiling in Ramona, located in the county of San Diego, CA, is $977,500, whereas the FHA ceiling for a single-family house is $977,500.
Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans, determining the required income, credit, reserves, and documentation. Our mortgage calculator lets you compare Conforming Conventional loans against USDA, FHA, and VA options side by side, aiding in selecting the optimal program for your financial status in CA.
Compare offers from one hundred lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $977,500 | 3% |
| USDA | $703,800 | 0% |
| FHA | $977,500 | 3.5% |
This comparison covers zip codes: 92065
Lendersa® strives to provide you with the best Conventional, USDA, or FHA loan options promptly and effortlessly. Choose from three starting strategies that pair you with appropriate lenders and loan plans.
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Bridge Loan Guides
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NMLS 1795154
