FHA VS Conventional loan programs in Ramona, San Diego County, California

In 2025, Convetional loan limit in Ramona, county of San Diego, CA is $977,500 while FHA limit is $977,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ramona, county of San Diego, CA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $703,800 0%
FHA $977,500 3.5%

The comparison table applies to zip codes: 92065

Conventional and FHA loan options in Ramona, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
  • FIRST STATE BANK SOUTHWEST
  • 1433 Oxford Street, Worthington, MN, 56187
  • At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers. The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
  • 5Point credit union
  • 3700 Skyline Drive, Nederland, TX, 77627
  • In 1935, 5Point was born as a credit union intended to support the men and women who worked for The Texas Company. What started as a small community endeavor with 57 members and $247 in total savings has grown in ways its founders could not have imagined. Today, 5Point is one of the largest independent not-for-profit financial institutions.
  • Springfield First Community Bank
  • 2006 S. Glenstone Avenue, Springfield, MO, 65804
  • Springfield First Community Bank (SFC Bank) is a local full-service bank, which strives to have a positive impact through volunteerism, philanthropy, and a responsible approach to financial services. SFC is dedicated to meeting the financial needs of the surrounding community and exceeding expectations of customers.
  • Farris Mortgage
  • 2412 East Madrid, Springfield, MO, 65804
  • Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.
  • BancorpSouth Mortgage
  • 3211 E Battlefield St, Springfield, MO, 65804
  • BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..
  • Jill Satterfield - Gershman Mortgage
  • 1557 East Primrose Street, Suite B100, Springfield, MO, 65804
  • Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,
  • TelComm Credit Union
  • 2155 E. Sunshine Street, Springfield, MO, 65804
  • TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union"​ in the Ozarks for the 13th year in a row.
  • Ozark Bank
  • 106–112 North 2nd Ave, Ozark, MO, 65721
  • Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services