Explore the differences! FHA VS Conventional loan programs in Escondido, San Diego County, California
For the year 2025, the set limit for Conventional loans in Escondido, situated in the county of San Diego, CA, is designated as $977,500. Conversely, the limit concerning FHA loans for a single-family home is noted to be $977,500.
Utilize the Lendersa® Conventional loan calculator specifically to effectively contrast today's preferred interest rates between Conventional, FHA, and USDA loans. Determine the essential income, credit rating, financial reserves, as well as the necessary documents for qualification. Through our sophisticated, advanced mortgage calculator, you can conveniently view Conforming Conventional loans in proximity with USDA, FHA, and VA loans, which assists you in thoughtfully deciding which particular program in CA is ideally suited for your distinct financial condition.
2025 loan limits and down payment requirements noted for Escondido, county of San Diego, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$977,500
3%
USDA
$703,800
0%
FHA
$977,500
3.5%
Please note, this comparison table is relevant to zip codes: 92029, 92025, 92026, 92027, 92030, 92033, 92046
Options for Conventional and FHA loans available in Escondido, CA
The primary aim of Lendersa® is to enable you to access the optimal Conventional, USDA, or FHA loan quickly while minimizing hassle. You have the opportunity to choose from one of the three designated starting points, which effectively result in the alignment with matching lenders and corresponding loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
8255 Firestone Boulevard, Suite 101B, Downey, CA, 90241
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8255 Firestone Boulevard, Suite 301, Downey, CA, 90241
Escala Financial, your trusted guide through the sometimes confusing and murky waters of home loans. Since our founding in 2009, we have helped hundreds of families through personalized service and programs that achieve their personal financial goals. Whether you’re a new home buyer, want to refinance or are ready to retire.
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10630 Downey Avenue, Suite 100B, Downey, CA, 90241
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"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost.
Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
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Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
