FHA VS Conventional loan programs in 2025 for Escondido, San Diego County, California
For the year 2025, the set limit for Conventional loans in Escondido, situated in the county of San Diego, CA, is designated as $977,500. Conversely, the limit concerning FHA loans for a single-family home is noted to be $977,500.
Utilize the Lendersa® Conventional loan calculator specifically to effectively contrast today's preferred interest rates between Conventional, FHA, and USDA loans. Determine the essential income, credit rating, financial reserves, as well as the necessary documents for qualification. Through our sophisticated, advanced mortgage calculator, you can conveniently view Conforming Conventional loans in proximity with USDA, FHA, and VA loans, which assists you in thoughtfully deciding which particular program in CA is ideally suited for your distinct financial condition.
2025 loan limits and down payment requirements noted for Escondido, county of San Diego, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$977,500
3%
USDA
$703,800
0%
FHA
$977,500
3.5%
Please note, this comparison table is relevant to zip codes: 92029, 92025, 92026, 92027, 92030, 92033, 92046
Options for Conventional and FHA loans available in Escondido, CA
The primary aim of Lendersa® is to enable you to access the optimal Conventional, USDA, or FHA loan quickly while minimizing hassle. You have the opportunity to choose from one of the three designated starting points, which effectively result in the alignment with matching lenders and corresponding loan programs.
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