Explore the differences! FHA VS Conventional loan programs in Escondido, San Diego County, California

In 2025, Convetional loan limit in Escondido, county of San Diego, CA is $977,500 while FHA limit is $977,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Escondido, county of San Diego, CA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $703,800 0%
FHA $977,500 3.5%

The comparison table applies to zip codes: 92029, 92025, 92026, 92027, 92030, 92033, 92046

Conventional and FHA loan options in Escondido, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • New Age Mortgage Services
  • 3252 Whiteash Ave, Clovis, CA, 93619
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Green Valley Real Estate and Mortgage
  • 2308 Lombard Lane, Clovis, CA, 93619
  • Welcome to Green Valley Real Estate and Mortgage, your one stop home buying and selling destination. Looking to buy or sell a home? Be sure to contact us or view the current market right here. Searching for your next home just became a lot easier with our free, up to date real estate search that allows you to search just like an agent.
  • North Bay Capital
  • 808 Blackwood, Clovis, CA, 93619
  • North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.
  • Greg Wade Mortgages
  • 21906 North 36TH Way, Phoenix, AZ, 85050
  • For me, lending is all about local relationships. I've lived in Arizona my entire life. I'm an active member of the communities where I've made a distinct impact. My mentality is ""Shop Locally"". Working with me means you'll be getting the attention and consideration that your mortgage requires.
  • Clear Choice Mortgage
  • 2550 E Rose Garden Lane, Phoenix, AZ, 85050
  • Our goal is simple: provide a level of service that exceeds expectations and deliver on time, every time. Period. From the very beginning, our approach focuses on integrity, honesty, knowledge and straight-forward communication, all of which create a solid foundation for developing lasting client and business partnerships.
  • Brightside Mortgage, LLC
  • 20860 North Tatum Boulevard, Suite 300, Phoenix, AZ, 85050
  • Brightside Mortgage, we are your partners in achieving your home-ownership dreams. Our number one priority is matching you with the best loan to achieve your goals. We are here to work on your behalf to make sure your experience is easier, more positive and more personal than our competitors
  • Expert Mortgage, LLC
  • 22007 North 36th Street, Phoenix, AZ, 85050
  • We're helping you take on perhaps the largest debt of your life. We feel that we have a professionally responsibility to help you manage that debt. Our role is to help you integrate this loan into your overall short and long term financial & investment goals while maximizing your tax objectives, cash flow and net worth. This takes an Expert.
  • ARIZONA WHOLESALE MORTGAGE INC
  • 3813 E Tracker Trl, Phoenix, AZ, 85050
  • Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo
  • American Financial Lending, Inc.
  • 20860 N. Tatum Blvd. # 160, Phoenix, AZ, 85050
  • At American Financial Lending, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.