FHA VS Conventional loan in Redondo-Beach, Los Angeles County, California

In 2026, within Redondo-Beach, in the county of Los Angeles, located in CA, the limit for a Conventional loan is $970,800. Meanwhile, the FHA limit sits at $970,800 for single-family homes.

Make use of the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA options. Assess necessary income, credit scores, reserves, and documentation for qualification. Our advanced tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in deciding which program in CA aligns best with your financial scenario.

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Exploring 2026 Loan Limits and Down Payment Needs in Redondo-Beach, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is relevant for the following zip codes: 90278

Finding Conventional and FHA Loan Opportunities in Redondo-Beach, CA

The mission of Lendersa® is to secure you the finest Conventional, USDA, or FHA loans promptly and smoothly. Choose one of three paths to connect you with appropriate lenders and loan options.

Detailed matching results for USDA loan requests on Lendersa


Redondo-Beach Lenders

  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
  • Lends in California
  • We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.

  • Redondo Mortgage Center
  • 2304 Artesia Blvd., Redondo Beach, CA, 90278
  • Lends in California
  • For over twenty five years Redondo Mortgage Center (RMC) has handled billions of dollars in real estate loans in Southern California. Since 1989, its in-depth knowledge and resources have maintained its preferred broker status with real estate agents, builders and other professionals in the community.

  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
  • Lends in California
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.

  • 1ST LOS ANGELES MORTGAGE
  • 2615 Pacific Coast Hwy, Suite 200, Hermosa Beach, CA, 90254
  • Lends in California
  • We specialize in Purchase Financing, Refinancing, and Cash Out loans. Local Hermosa Beach Residential Lender servicing Hermosa Beach, Los Angeles, and all of California. With over 20 years in the business, we have the expertise and knowledge to assist you in all of your home financing needs.

  • AWM Realty Inc.
  • 923 6th Street, Hermosa Beach, CA, 90254
  • Lends in California
  • AWM Realty Inc founder of the Linda Wang-Mizukami has been a Real Estate Broker for over 20 years, and a Mortgage Loan Broker for over 15 years. She owns AWM Realty, Inc. Her company’s portfolio also includes Real Estate Management. She is an excellent negotiator for the purchase and sale of real estate property.

  • Kinecta Corporation
  • 1440 Rosecrans Ave, Manhattan Beach, CA, 90266
  • Lends in California
  • Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.

  • CR Funding Inc.
  • 30 Cayman Court, Manhattan Beach, CA, 90266
  • Lends in California
  • Our goal is to be the lender of choice for existing homeowners and for those who are just beginning their homeownership journey. Operating on sound principles, ethics, transparency, and an unwavering commitment to customer service we will earn your business today and in years to come.

  • Pacific West Mortgage Fund
  • 1971 West 190th Street, Suite 200, Torrance, CA, 90504
  • Lends in California
  • "We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing.

    For brokers and potential borrowers:
    -Business purpose loans only on most property types.
    -Our primary area is Southern CA but will consider loans in any major market etc.."

  • Union Investments & Loan Corp.
  • 3820 Del Amo Blvd, Suite 226, Torrance, CA, 90503
  • Lends in California
  • UIAL is founded and managed by Al Tabrizi since 2008. With over 25 years of experience in real estate, real estate development, mortgage banking, equity investments, Union Investments' management and its partners are offering investors opportunities created by the current economy to generate high yield returns.

  • Bridgeway Capital Group
  • 18436 Hawthorne Blvd, Suite 101, Torrance, CA, 90503
  • Lends in California
  • Whether you are looking for bridge and hard money loans, SBA financing, hotel financing, business loans, or any other type of commercial lending product, turn to us at Bridgeway Capital Group. We are a nationally recognized leader in the commercial finance industry and look forward to helping you with all of your funding needs.