Explore the differences! FHA VS Conventional loan programs in Hermosa-Beach, Los Angeles County, California

In 2025, Convetional loan limit in Hermosa-Beach, county of Los Angeles, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hermosa-Beach, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 90254

Conventional and FHA loan options in Hermosa-Beach, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Ross Group, Inc
  • 30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
  • It all started in a hot tub in Lanai, Hawaii, in 1997. While overlooking the beautiful Pacific Ocean and enjoying the relaxation, Mr. Ross overheard several people talking about three things he enjoys: helping people, Real Estate, and financial matters. In 1998, Todd began as an assistant with a successful mortgage firm.
  • AmeriHome Mortgage Company, LLC
  • 1 Baxter Way, Suite 300, Thousand Oaks, CA, 91362
  • AmeriHome Mortgage was established in 2013. By 2017 we earned the distinction of being a top 10 mortgage lender. AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 48 states, and headquartered in Westlake Village, California.
  • Broadview Home Loans
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou
  • Gold Eagle Capital
  • 3435 E. Thousand Oaks Blvd #7381, Thousand Oaks, CA, 91362
  • "Gold Eagle Capital provides short to mid-term financing for real estate investors.Gold Eagle offers our hard money lender clients and stakeholders practical wisdom, a wealth of experience without the red tape. We understand investors and brokers. We are always adapting to the market to best meet your needs and those of your clients."
  • The Mortgage House
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.
  • Anchor Loans
  • One Baxter Way #220, Thousand Oaks, CA, 91362
  • Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
  • Premier Lending Group
  • 1740 W Katella Ave, Suite C, Orange, CA, 92867
  • Premier Lending Group has a successful 20 year proven track record of closing Conventional and Government Loans, with a specialty in Reverse Mortgage Loan origination. Our top priority is providing unparalleled Customer Service and Satisfaction to our clients. We take pride in always being available to clients, and place the customers’ needs first.
  • US Home Lending Orange County
  • 1411 N Batavia Street, Suite 202, Orange, CA, 92867
  • Our Mission is to provide our clients with a positive mortgage lending experience by insuring we deliver our services with honesty, integrity, efficiency and transparency. We are a full-service mortgage company based in Buena Park, CA. We can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Pegasus Financial
  • 950 E Katella Ave, Suite 3, Orange, CA, 92867
  • Pegasus Financial has arranged thousands of loans all over California and the Nation. We have a large variety of lending products and the expertise to help you select the right loan for you. Whether you have great credit, or have had problems in the past, we can help you where others can't.