FHA VS Conventional loan programs in Hermosa-Beach, Los Angeles County, California

In 2026, the Conventional loan limit in Hermosa-Beach, located in Los Angeles county, CA, amounts to $970,800, whereas the FHA limit reaches $970,800 for a single-family house.

The Lendersa® Conventional loan calculator allows you to evaluate today's top rates between Conventional, FHA, and USDA loans to assess the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator also lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your financial situation in CA.

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2026 Loan Limits and Downpayment Requirements in Hermosa-Beach, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to zip codes: 90254

Explore Conventional and FHA Loan Options in Hermosa-Beach, CA

The goal of Lendersa® is to acquire the most appropriate Conventional, USDA, or FHA loan for you promptly and effortlessly. Start from one of three available paths to find matching lenders and loan programs that fit your needs.

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Hermosa-Beach Lenders

  • 1ST LOS ANGELES MORTGAGE
  • 2615 Pacific Coast Hwy, Suite 200, Hermosa Beach, CA, 90254
  • Lends in California
  • We specialize in Purchase Financing, Refinancing, and Cash Out loans. Local Hermosa Beach Residential Lender servicing Hermosa Beach, Los Angeles, and all of California. With over 20 years in the business, we have the expertise and knowledge to assist you in all of your home financing needs.

  • AWM Realty Inc.
  • 923 6th Street, Hermosa Beach, CA, 90254
  • Lends in California
  • AWM Realty Inc founder of the Linda Wang-Mizukami has been a Real Estate Broker for over 20 years, and a Mortgage Loan Broker for over 15 years. She owns AWM Realty, Inc. Her company’s portfolio also includes Real Estate Management. She is an excellent negotiator for the purchase and sale of real estate property.

  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
  • Lends in California
  • We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.

  • Redondo Mortgage Center
  • 2304 Artesia Blvd., Redondo Beach, CA, 90278
  • Lends in California
  • For over twenty five years Redondo Mortgage Center (RMC) has handled billions of dollars in real estate loans in Southern California. Since 1989, its in-depth knowledge and resources have maintained its preferred broker status with real estate agents, builders and other professionals in the community.

  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
  • Lends in California
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.

  • Kinecta Corporation
  • 1440 Rosecrans Ave, Manhattan Beach, CA, 90266
  • Lends in California
  • Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.

  • CR Funding Inc.
  • 30 Cayman Court, Manhattan Beach, CA, 90266
  • Lends in California
  • Our goal is to be the lender of choice for existing homeowners and for those who are just beginning their homeownership journey. Operating on sound principles, ethics, transparency, and an unwavering commitment to customer service we will earn your business today and in years to come.

  • South Bay Credit Union
  • 312 N Pacific Coast Hwy, Redondo Beach, CA, 90277
  • Lends in California
  • For the long version we have to go back to 1953, the year we first opened our doors. It was a year that started with Harry Truman in the Oval Office and Joseph Stalin ruling the USSR in Moscow. If you’re like some of our youngest members (Jessie, age 8, whose mom recently opened a savings account for her) that might as well be “ancient times.

  • King Harbor Wealth Management
  • 1801 South Catalina Avenue, Suite 305, Redondo Beach, CA, 90277
  • Lends in California
  • "King Harbor is a boutique wealth management business. We are a South Bay based financial advisor with wealth management offices in Redondo Beach and Palos Verdes. Our principal has over 20 years of institutional investment experience.
    We cater to those seeking a long-term relationship and who value expertise with a disciplined,"

  • cbloans.com
  • 116 South Catalina Avenue, Suite 111, Redondo Beach, CA, 90277
  • Lends in California
  • CB Loans is a reputable Mortgage Broker in California. If you are looking for a professional mortgage broker who knows the ins-and-outs of the loan industry and who will look out for your best interest, look no further. With over 35+ years in the loan industry, CB Loans has been able to help existing homeowners, new home buyers and business people.