FHA VS Conventional loan in Hermosa-Beach, Los Angeles County, California

In 2025, the Conventional loan limit in Hermosa-Beach, located in Los Angeles county, CA, amounts to $970,800, whereas the FHA limit reaches $970,800 for a single-family house.

The Lendersa® Conventional loan calculator allows you to evaluate today's top rates between Conventional, FHA, and USDA loans to assess the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator also lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your financial situation in CA.

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2025 Loan Limits and Downpayment Requirements in Hermosa-Beach, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to zip codes: 90254

Explore Conventional and FHA Loan Options in Hermosa-Beach, CA

The goal of Lendersa® is to acquire the most appropriate Conventional, USDA, or FHA loan for you promptly and effortlessly. Start from one of three available paths to find matching lenders and loan programs that fit your needs.

Lendersa USDA loan request and matching results


  • Commercial State Bank
  • 519 East Broadway, Wausa, NE, 68786
  • Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
  • BOK Financial Mortgage
  • 101 E 2ND St, Tulsa, OK, 74103
  • We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.
  • Today Lending
  • 320 Boston Avenue, Tulsa, OK, 74103
  • Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.
  • First Oklahoma Federal Credit Union
  • 1419 S Denver Avenue, Tulsa, OK, 74119
  • First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
  • Triad Bank, National Association
  • 7646 E 61st St, Tulsa, OK, 74153
  • Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
  • Union State Bank of Hazen
  • 209 Central Avenue NW, Hazen, ND, 58545
  • Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
  • First Oklahoma Bank
  • 100 S Riverfront Dr, Jenks, OK, 74037
  • Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.
  • Gateway Mortgage Group
  • 244 South Gateway Place, Jenks, OK, 74037
  • Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.
  • Emporia State Federal Credit Union
  • 310 W 12th Avenue, Emporia, KS, 66801
  • Emporia State Federal Credit Union began as a small financial institution in July of 1937, serving a "field of membership" of employees of two Emporia cooperatives. Through the years, ESFCU has continued to grow and expand while still preserving it's roots in the Emporia community.